We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. Learn more
Bar Harbor Bank & Trust
Bar Harbor Bank & Trust Relationship Rewards Checking $400 Bonus
Bar Harbor Bank & Trust pays you $400 when you open a new Relationship Rewards Checking account by August 31, 2026 and receive a direct deposit of $500 or more by October 31, 2026. The bonus is paid on or about November 15, 2026. The $15 monthly fee is waived with a combined $7,500 minimum daily balance. Aimed at ME, VT, and NH.
- Bonus amount
- $400
- Expires
- Aug 31, 2026
- Time to complete
- ~60 days
- Bonus deposited in
- ~15 days
- Difficulty
- Easy
Requirements
Last verified: Jul 11, 2026
Open an account
Open a new Bar Harbor Bank & Trust Relationship Rewards Checking account by August 31, 2026 at barharbor.bank/cashbonus or a branch.
Receive a direct deposit
Set up and receive a direct deposit of $500 or more by October 31, 2026.
Bar Harbor pays the $400 cash bonus on or about November 15, 2026 once the direct deposit requirement is met.
Tips & Gotchas
- →The $15 monthly service charge is waived with a combined $7,500 minimum daily balance, so factor the fee in if you keep a lower balance.
- →One offer per household. You can earn $400 on Relationship Rewards Checking or $200 on Simple Checking, but not both.
Account Details
- Keep a combined minimum daily balance of $7,500 or more
Bar Harbor pays the $400 bonus on or about November 15, 2026 once the direct deposit requirement is met.
Eligibility
For new personal checking customers. One offer per household.
- Open a new Relationship Rewards Checking account by August 31, 2026 at barharbor.bank/cashbonus or a branch.
- Aimed at residents of Maine, Vermont, and New Hampshire, where Bar Harbor Bank & Trust operates.
Can You Earn This Bonus Again?
Companion Offers
The same promotion pays $400 on Relationship Rewards Checking or $200 on Simple Checking. One offer per household, so pick one.
Fine Print
Open a new Relationship Rewards Checking account by August 31, 2026 and set up and receive a direct deposit of $500 or more by October 31, 2026. Bar Harbor pays the $400 cash bonus on or about November 15, 2026. The $15 monthly service charge is waived with a combined $7,500 minimum daily balance. One offer per household. Offer aimed at ME, VT, and NH.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
No. Zelle payments don't count as direct deposit for bank bonuses. Here's why it fails and what to use instead so the bank pays you.
What is a fee waiver?
A condition you can meet to have the monthly maintenance fee on an account waived.
Also see: this month's best bank bonuses and community DD data points.
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. Learn more