Bar Harbor Bank & Trust
Bar Harbor Bank & Trust Relationship Rewards Checking $400 Bonus
Bar Harbor Bank & Trust pays you $400 when you open a new Relationship Rewards Checking account by October 31, 2026 and receive a direct deposit of $500 or more by December 31, 2026. The bonus is paid on or about January 15, 2027. The $15 monthly fee is waived with a combined $7,500 minimum daily balance. Aimed at ME, VT, and NH.
- Bonus amount
- $400
- Expires
- Oct 31, 2026
- Time to complete
- ~60 days
- Bonus deposited in
- ~75 days
- Difficulty
- Easy
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Requirements
Last verified: Oct 7, 2026
Open an account
Open a new Bar Harbor Bank & Trust Relationship Rewards Checking account by October 31, 2026 at barharbor.bank/cashbonus or a branch.
Receive a direct deposit
Set up and receive a direct deposit of $500 or more by December 31, 2026.
Bar Harbor pays the $400 cash bonus on or about January 15, 2027 once the direct deposit requirement is met.
Account Details
- Keep a combined minimum daily balance of $7,500 or more
Bar Harbor pays the $400 bonus on or about November 15, 2026 once the direct deposit requirement is met.
Eligibility
For new personal checking customers. One offer per household.
- Open a new Relationship Rewards Checking account by August 31, 2026 at barharbor.bank/cashbonus or a branch.
- Aimed at residents of Maine, Vermont, and New Hampshire, where Bar Harbor Bank & Trust operates.
Tips & Gotchas
- →The $15 monthly service charge is waived with a combined $7,500 minimum daily balance, so factor the fee in if you keep a lower balance.
- →One offer per household. You can earn $400 on Relationship Rewards Checking or $200 on Simple Checking, but not both.
Can You Earn This Bonus Again?
Companion Offers
The same promotion pays $400 on Relationship Rewards Checking or $200 on Simple Checking. One offer per household, so pick one.
Fine Print
Open a new Relationship Rewards Checking account by October 31, 2026 and set up and receive a direct deposit of $500 or more by December 31, 2026. Bar Harbor pays the $400 cash bonus on or about January 15, 2027. The $15 monthly service charge is waived with a combined $7,500 minimum daily balance. One offer per household. Offer aimed at ME, VT, and NH.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a fee waiver?
A condition you can meet to have the monthly maintenance fee on an account waived.
Also see: this month's best bank bonuses and community DD data points.
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money