Avadian Credit Union
Avadian Credit Union Choice or ChoicePlus+ Checking $150 – $300 Bonus
Avadian Credit Union pays up to $300 for a new Choice or ChoicePlus+ Checking account: $25 for funding it within two days, $125 for 15 debit card purchases in the first 60 days, and $150 for $1,000 in direct deposits in the first 60 days. Skip the direct deposit and it is $150. YMMV: the offer is addressed to Avadian members and does not say whether someone joining at opening qualifies. Open by December 31, 2026. Paid in the fifth month. Alabama.
- Bonus range
- $150 – $300
- Expires
- Dec 31, 2026
- Time to complete
- ~60 days
- Paid after opening
- ~150 days
- Difficulty
- Medium
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Requirements
Last verified: Nov 5, 2026
$150 Tier
Open a Choice or ChoicePlus+ account
Open a new Choice or ChoicePlus+ Checking account with promo code 4Q26CKGACCT by December 31, 2026, online or by mentioning it to an Avadian representative. You need to be a member, with no current Avadian checking account and none closed in the past 12 months.
Fund it with $25 within two days
Fund the account with the required $25 minimum opening deposit within two days. This earns the first $25.
Make 15 debit card purchases
Use your debit card 15 times in the first 60 days. This earns $125. Online, tap-and-go, PIN, signature, Apple Pay, Google Pay and Samsung Pay purchases count. Transfers, ATM transactions and ACH transactions do not.
$300 Tier
Open a Choice or ChoicePlus+ account
Open a new Choice or ChoicePlus+ Checking account with promo code 4Q26CKGACCT by December 31, 2026, online or by mentioning it to an Avadian representative. You need to be a member, with no current Avadian checking account and none closed in the past 12 months.
Fund it with $25 within two days
Fund the account with the required $25 minimum opening deposit within two days. This earns the first $25.
Make 15 debit card purchases
Use your debit card 15 times in the first 60 days. This earns $125. Online, tap-and-go, PIN, signature, Apple Pay, Google Pay and Samsung Pay purchases count. Transfers, ATM transactions and ACH transactions do not.
$1,000 in direct deposits
Make direct deposits of at least $1,000 in the first 60 days. This earns the last $150.
Paid in the fifth month following the opening of your checking account.
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Account Details
The bonus is paid in the fifth month after opening, and you must be a member in good standing then. Keep the account open until it posts.
Eligibility
Members without a current Avadian checking account who have not closed one in the past 12 months. The terms do not say whether someone joining at opening qualifies.
- Membership is for people who live, work, worship or attend school in 38 listed Alabama counties, select employee groups, and immediate family of members.
- Limit one bonus or promotional payment in a 12-month period per primary member.
Tips & Gotchas
- YMMV: the offer is addressed to Avadian members and does not say whether someone joining at opening qualifies. If you are not a member yet, ask at 1.888.282.3426 before you open.
- The money comes late. The bonus is paid in the fifth month after opening, and you must be in good standing then.
- Membership is for people who live, work, worship or attend school in 38 listed Alabama counties, select employee groups, and immediate family of members.
Can You Earn This Bonus Again?
Fine Print
Open a new Choice or ChoicePlus+ Checking Account with code 4Q26CKGACCT and receive $25 when you fund the account with the required $25 minimum opening deposit within two days, another $125 when you use your debit card 15 times in the first 60 days, and an additional $150 when you make direct deposits of at least $1,000 in the first 60 days. Must be a member without a current Avadian checking account and have not closed an Avadian checking account in the past 12 months. Member must be in good standing to qualify for and receive the bonus payment. Bonus payments are made in the fifth month following the opening of your checking account. Limit one bonus or promotional payment in a 12-month period per primary member. Offer valid now through Dec. 31, 2026.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
Do Bank Bonuses Show Up on a 1099-INT?
Yes. Bank bonuses are taxable income. Most banks report them on a 1099-INT once you earn $10 or more from that bank in a calendar year. Some report them on a 1099-MISC instead. Either way, you report the bonus as ordinary income on your tax return.
Also see: this month's best bank bonuses and community DD data points.
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