Argent Credit Union
Argent Credit Union Free Checking $100 Bonus
Argent Credit Union pays $100 when you open a new checking account with a debit card and receive a direct deposit of at least $500 in each of two months, all within 90 days of opening. The bonus is deposited within 90 days of opening. Open by December 31, 2026. Membership is for people who live, work, attend school, worship or volunteer in Chesterfield, Henrico or Hanover County or the City of Richmond, Virginia.
- Bonus amount
- $100
- Expires
- Dec 31, 2026
- Time to complete
- ~60 days
- Paid after opening
- ~90 days
- Difficulty
- Medium
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Requirements
Last verified: Nov 7, 2026
Open an Argent checking account
Join Argent Credit Union and open a new checking account by December 31, 2026, online or at a branch. Opening takes a $5 minimum deposit. Membership is for people who live, work, attend school, worship or volunteer in Chesterfield, Henrico or Hanover County or the City of Richmond, Virginia, and their immediate family and housemates.
Get a debit card
Have a debit card on the new checking account within the first 90 days.
$500 direct deposit per month for 2 months
Receive a direct deposit of at least $500 per month for two months, within the first 90 days after opening.
The credit union deposits the $100 within 90 days of account opening once the requirements are met.
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Account Details
Eligibility
The offer is for a new Argent checking account. The bank page does not spell out a rule for existing members.
- Membership is for people who live, work, attend school, worship or volunteer in Chesterfield, Henrico or Hanover County or the City of Richmond, Virginia, plus their immediate family and housemates.
- Must be a U.S. citizen or U.S. resident alien, 18 or older.
- Richmond, Virginia area credit union. You can apply online, but only people inside its service area can join.
Tips & Gotchas
- Doctor of Credit's older post asks for three months of direct deposits. The bank page now says two months, and the bank page is what counts.
- The bank page does not say what counts as a direct deposit. A payroll or benefits deposit is the safe choice.
- Richmond, Virginia area credit union. Only people in its service area, and their family and housemates, can join.
Can You Earn This Bonus Again?
Fine Print
$100 deposited within 90 days of account opening into the new Argent Checking Account with a Debit Card and a minimum Direct Deposit of $500 per month for two months. Debit Card and Direct Deposit requirements must be met within the first 90 days. Offer expires December 31, 2026. Member eligibility is required.
Taxable income
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
Also see: this month's best bank bonuses and community DD data points.
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