WSECU
WSECU Cash Back Checking $500 Bonus
WSECU (Washington State Employees Credit Union) pays you $500 for joining as a new member and opening a Cash Back Checking account: set up direct deposit of $1,000 or more per month within 90 days, and complete 25 eligible debit card transactions within 90 days. Available to anyone who lives, works, worships, or studies in Washington State.
- Bonus amount
- $500
- Expires
- Dec 31, 2026
- Time to complete
- ~90 days
- Bonus deposited in
- ~104 days
- Difficulty
- Medium
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money
Requirements
Last verified: Oct 6, 2026
Join and open a Cash Back Checking account
Join WSECU as a new member (must join within 14 days of opening the checking account) and open a new Cash Back Checking account. Not eligible if you closed a WSECU checking account within the last 24 months.
$1,000+/month direct deposit within 90 days
Set up direct deposit of $1,000 or more per month within the first 90 days of account opening. Must be an electronic deposit of payroll, government benefits, or retirement income.
25 debit card transactions within 90 days
Complete 25 eligible debit card transactions within the first 90 days of account opening.
The $500 bonus is deposited within 14 days after meeting all promotional requirements within the 90-day qualification period.
Account Details
Eligibility
Eligible new WSECU members only; anyone who closed a WSECU checking account within the last 24 months is not eligible. Limit one bonus per member.
- WSECU membership is open to anyone who lives, works, worships, or studies in Washington State, or is related to someone eligible for membership.
- New members must join within 14 days of opening the checking account.
Tips & Gotchas
- →You must join WSECU as a new member within 14 days of opening the checking account.
- →Both the $1,000/month direct deposit and the 25 debit card transactions run on the same 90-day clock from account opening.
- →Doctor of Credit's post for this offer still shows a stale $300 in its URL slug and title; the bank's own page confirms the current bonus is $500.
- →Membership is open to anyone who lives, works, worships, or studies in Washington State, or is related to someone eligible for membership.
Can You Earn This Bonus Again?
Fine Print
From 5/15/2026 to 12/31/2026, eligible new WSECU members earn a $500 cash bonus by opening a Cash Back Checking account, setting up direct deposit of $1,000 or more per month within the first 90 days (electronic payroll, government benefits, or retirement income only), and completing 25 eligible debit card transactions within the first 90 days of account opening. The $500 bonus is deposited within 14 days after meeting all promotional requirements within the 90-day qualification period. The checking account must remain open and in good standing to receive the bonus.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is APY (Annual Percentage Yield)?
The annual interest rate on a savings account, expressed as a percentage of your balance with compounding included. On savings accounts we track, APYs currently range from 0.01% at big traditional banks to 4.25% at the best online accounts.
Also see: this month's best bank bonuses and community DD data points.
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money