Is the Westmark Credit Union True Blue Checking bonus available nationwide?

No. This offer is limited to residents of select states: ID.

Is the Westmark Credit Union True Blue Checking bonus taxable?

Yes. Bank account bonuses are considered taxable income by the IRS. Westmark Credit Union will send a 1099-INT form if your bonus is $10 or more.

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Westmark Credit Union

Westmark Credit Union True Blue Checking $150 Bonus

Westmark Credit Union pays $25 when you open a new True Blue checking account, $25 after 15 debit transactions, and $100 more after a $1,000+ deposit plus the 15 transactions, all within 90 days. No direct deposit required. Limited time, no end date posted. Membership is for people who work in its 34 Idaho counties or at a member firm, or are related to a member.

Bonus amount: $150
Expires: Not listed
Time to complete: ~60 days
Bonus deposited in: ~90 days
Difficulty: Easy

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Requirements

Last verified: Oct 7, 2026

Open a True Blue checking account
Open a new Westmark True Blue checking account (new members also open a Primary Savings account with $5). You must not already have a Westmark checking account. Westmark deposits $25 at opening.
Make 15 debit transactions
Complete 15 debit card transactions within 90 days of opening. This earns a second $25, and it is also required for the final $100.
Deposit $1,000 or more
Deposit $1,000 or more into the new checking account within 90 days of opening. Together with the 15 debit transactions, this earns the last $100.

Westmark deposits $25 when the account opens, $25 after 15 debit transactions, and $100 after a $1,000 deposit plus the 15 transactions, all within 90 days.

Account Details

Monthly feeNo monthly fee

Fee waiver

True Blue Spend has no monthly fee and no minimum balance. True Blue Rewards Spend is $7/month, waived with a $10,000 balance, 20+ transactions a month, or age under 24 or 55+.

Min. hold periodNo minimum

Credit inquiryThe bank does not publish this. Ask before you apply.

ChexSystemsThe bank does not publish whether it screens banking history. Ask before you apply.

AvailabilitySelect states (ID)

Eligibility

Minimum age+

Existing customersNot eligible

Not eligible if you already have a Westmark checking account.

Other restrictions

Membership is based on where you work, not where you live: you must work for (or be retired from) most employers in one of Westmark's 34 Idaho counties, work for one of its member firms or employer groups, or be a blood relative of a current member.
Membership requires a Primary Savings account with a $5 minimum deposit kept at all times.

Tips & Gotchas

→The bank cut this offer from $250 to $150 on or before 2026-09-29. The $50 opening deposit is now $25, and the $200 payout is now $25 plus $100.
→No direct deposit is needed. The page says any $1,000+ deposit works, and does not say whether it must be one deposit or several.
→Membership is based on where you work (34 Idaho counties or a member firm) or family ties, not where you live.
→Online accounts can take up to 3 business days to fund.

Can You Earn This Bonus Again?

Can rechurnNo

NotesOnly for people who do not already have a Westmark checking account.

Fine Print

Get $150 cash when you open a new checking account: $25 deposited immediately upon opening, $25 after completing 15 debit transactions within 90 days, and $100 with a $1,000+ deposit AND 15 transactions within 90 days. Must not have an existing Westmark checking account. Online accounts may take 3 business days to fund. Limited time offer.

Taxable income

Also see: this month's best bank bonuses and community DD data points.

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