Western State Bank
Western State Bank Free Personal Checking $100 Bonus
Western State Bank pays you $100 for opening a Free Personal Checking account, enrolling in direct deposit and eStatements, and getting a Western Debit Card. $50 minimum to open. Available in ND, MN, and AZ. Account opening on this promo goes through a contact form rather than instant online signup.
- Bonus amount
- $100
- Expires
- Not listed
- Time to complete
- ~30 days
- Bonus deposited in
- ~60 days
- Difficulty
- Easy
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Requirements
Last verified: Oct 7, 2026
Open a Free Personal Checking account
Open a new Western State Bank Free Personal Checking account with a $50 minimum opening deposit. The bank page routes this through a contact form rather than instant online signup.
Enroll in direct deposit
Enroll in direct deposit on the new account. The bank page does not state a minimum dollar amount or a deadline for this step.
Enroll in eStatements
Enroll in digital (eStatement) statements on the new account.
Get a Western Debit Card
Get a Western Debit Card for the new account.
The reward is credited to the new checking account within 60 days after the qualifying direct deposit is received, provided the account is still open.
Account Details
Reward is credited within 60 days after the qualifying direct deposit is received, provided the account is still open.
Eligibility
Offer available only to new customers, per the bank page.
- Limit one Hometown Bonus offer per person.
- Cannot be combined with any other offer.
- The account must remain open through the qualification period to receive the reward.
- The only account-opening path shown on the Hometown Bonus page is a contact form, not instant online self-service (https://www.westernbanks.com/deposit-account-contact-form/); a banker follows up to open the account.
Tips & Gotchas
- →The bank page does not state a minimum direct deposit dollar amount for this offer, unlike most bank bonuses -- just enroll in direct deposit.
- →Opening the account on this promo page routes through a contact form; a banker follows up rather than instant online account opening.
- →A $250 tier exists for VIP/VIP Plus Checking, but requires maintaining a $500 (VIP) or $10,000 (VIP Plus) combined balance on top of the same direct deposit/eStatements/debit card steps.
- →Available in North Dakota, Minnesota, and Arizona only.
Can You Earn This Bonus Again?
Fine Print
Valid on new personal checking accounts only. To earn the $100 offer for opening a Free Personal Checking account, enroll in direct deposit, enroll in eStatements, and open a Debit Card. Reward will be credited to your new checking account within 60 days after direct deposit is received assuming the account is open. Limit one offer per person. $50 minimum opening deposit required. The value of the reward may be reported on IRS Form 1099 and may be considered taxable income. Offer available only to new customers. Cannot be combined with any other offer. All listed requirements must be completed and the account must remain open through the qualification period.
Taxable income · Reported on 1099-INT
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We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money