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Waukesha State Bank

Waukesha State Bank Free Checking with Direct Deposit $250 Bonus

Waukesha State Bank pays you $250 to open a personal checking account with promo code DDA250FB26. The minimum to open and to earn the bonus is $100, and the credit posts within 10 days of account opening. No direct deposit and no debit card spending is required. Online account opening is for Wisconsin residents, and the offer runs through December 31, 2026.

Bonus amount
$250
Expires
Dec 31, 2026
Time to complete
~0 days
Bonus deposited in
~10 days
Difficulty
Easy

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Requirements

Last verified: Aug 22, 2026

  1. Open checking with code DDA250FB26

    Open a new Waukesha State Bank personal checking account and enter promo code DDA250FB26, or print the offer page and bring it to a branch. Free Checking with Direct Deposit, Simple Checking, Senior Advantage Checking, Advantage Plus Checking, Interest Checking, Student Checking, and Value Added Checking all qualify.

  2. Deposit $100 to open

    Fund the account with at least $100. This is both the minimum to open the account and the stated minimum to receive the bonus.

The $250 arrives as a statement credit within 10 days of account opening, which is far faster than the two to four months most bonuses on this site take.

Account Details

Monthly feeNo monthly fee
Fee waiver
  • Free Checking with Direct Deposit has no monthly service fee as long as you receive at least one direct deposit per statement cycle. Without one, the bank converts the account to Personal Checking, which charges $12 per statement cycle unless you keep a $250 minimum balance.
  • Enroll in paperless statements. Without them, this account is charged $5.95 per month for paper statements.
Credit inquiryThe bank does not publish this. Ask before you apply.
ChexSystemsYes. May deny applicants with negative banking history.
AvailabilitySelect states (WI)

Eligibility

Minimum age18+
Existing customersNot eligible

Customers with an existing Waukesha State Bank checking account, or who have taken advantage of a previous Waukesha State Bank checking promotion, do not qualify.

Other restrictions
  • Online deposit account opening is available to customers residing within the state of Wisconsin. The Waukesha County limit on the bank's site applies to consumer loans, not deposit accounts.
  • Limited to one account and one person. The offer is non-transferable and cannot be combined with any other offer or coupon.
  • You must present the coupon at the time the account is opened, which means entering promo code DDA250FB26 in the online application or bringing a printed copy of the offer page into a branch.

Tips & Gotchas

  • There is no direct deposit requirement, no debit card spending requirement, and no balance you have to hold. Opening the account with $100 and the promo code is the whole job.
  • The promo code has to go in during the application. The bank calls it presenting the coupon at the time the account is opened, so there is no adding it later.
  • Pick Free Checking with Direct Deposit if you can receive one direct deposit per statement cycle. It has no monthly fee and no minimum balance. Without a direct deposit the bank converts it to Personal Checking, which costs $12 per cycle unless you keep $250 in it.
  • Simple Checking is the fallback if you have no direct deposit at all. It has no minimum balance but costs $5 per statement cycle, so it eats into the bonus if you leave the account open a long time.
  • Enroll in paperless statements. Without them this account is charged $5.95 per month for paper statements.
  • Online account opening is limited to Wisconsin residents.
  • Free accounts may still be charged an early closing fee. The bank does not publish the amount on the offer page, so ask before closing the account quickly.

Can You Earn This Bonus Again?

Can rechurnNo
NotesAnyone who has already taken advantage of a previous Waukesha State Bank checking promotion is excluded, so this is a one time bonus.

Fine Print

Limited to one account and to one person only. The offer is non-transferable and valid for new Waukesha State Bank checking accounts only. The $250 bonus is valid only for Free Checking with Direct Deposit, Simple Checking, Senior Advantage Checking, Advantage Plus Checking, Interest Checking, Student Checking, and Value Added Checking. Customers with an existing Waukesha State Bank checking account, or who have taken advantage of previous checking promotions, do not qualify. The coupon must be presented at the time the account is opened. Cannot be combined with any other offer or coupon. The minimum deposit to open and to obtain the bonus is $100. A tax reporting number is required. A $250 statement credit is deposited into the account within 10 days of account opening on qualified accounts. Offer expires December 31, 2026. Promo code DDA250FB26.

Taxable income · Reported on 1099-INT

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