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Valley Bank

Valley Bank All Access Checking $100 Bonus

Valley Bank pays you $100 when you open a new All Access Checking account and receive $500 or more in qualifying direct deposits within 60 days. The bonus posts within 30 days after you meet the direct deposit requirement and the account has been open at least 120 days. The $15 monthly fee is waived with a $500 daily balance or $250 or more in monthly direct deposits.

Bonus amount
$100
Time to complete
~60 days
Bonus deposited in
~150 days
Difficulty
Easy

Requirements

Last verified: Jul 13, 2026

  1. Open an account

    Open a new Valley All Access Checking account online with at least the $100 minimum opening deposit.

  2. Receive $500 in direct deposits

    Receive qualifying direct deposits totaling $500 or more within 60 days of opening. Qualifying deposits are recurring payroll, pension, or government benefit deposits. Transfers between accounts, Zelle and other person-to-person payments, and branch or ATM deposits do not count.

The $100 posts within 30 days after both conditions are met: the direct deposit requirement is satisfied and the account has been open at least 120 days.

Tips & Gotchas

  • The bonus waits on the account age. Even if you finish the direct deposits early, the $100 posts within 30 days after the account has been open 120 days.
  • Waive the $15 monthly fee with a $500 daily balance or $250 or more in qualifying monthly direct deposits.
  • The reward only applies to your first All Access Checking account. Accounts opened after it are not eligible.
  • Keep the account open and in good standing until the reward is paid.

Direct Deposit Data Points 0

Community-reported results for what triggers a qualifying direct deposit at Valley Bank.

1 total

No data points match the selected filters.

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Account Details

Monthly fee$15/month
Fee waiver
  • Maintain a $500 daily balance
  • Receive $250 or more in qualifying monthly direct deposits
APY0% (as of Jul 13, 2026)
ChexSystemsNo. Banking history is not checked for this account.
AvailabilityNationwide

Eligibility

Minimum age18+
Existing customersNot eligible

All account holders must have had no Valley National Bank personal checking account within the 12 months before opening. Valley employees are not eligible.

Can You Earn This Bonus Again?

Can rechurnYes
Cooldown365 days
NotesThe reward requires no Valley personal checking account within the one-year period before opening, and only your first checking account is eligible.

Fine Print

Open a new Valley All Access Checking account and receive $500 or more in qualifying direct deposits within the first 60 days. The one-time $100 reward is credited within 30 days after the direct deposit requirement is satisfied and the account has been open a minimum of 120 days. All account holders must have had no Valley National Bank personal checking account within the preceding year. Limit one reward per All Access Checking account. Valley employees are not eligible. The reward may be reportable as taxable income.

Taxable income · Reported on 1099-INT

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We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. Learn more