How much can I earn from the TruStone Financial checking bonus?

Up to $500. You earn $200, $300, or $450 based on the direct deposits you receive within 60 days ($1,000, $2,500, or $5,000), plus a $50 reward for enrolling in e-statements. The direct deposit tiers do not stack, so the maximum is $450 plus the $50 e-statement reward.

Who is eligible for the TruStone Financial bonus?

New checking customers who are Wisconsin or Minnesota residents in TruStone's field of membership. You cannot have a current or prior TruStone checking account. Anyone 13 or older can qualify, but those under 18 need a parent or guardian on the account.

Does TruStone Financial do a hard credit pull to open a Checking?

No hard pull. TruStone Financial uses a soft credit inquiry only, which does not affect your credit score.

Is the TruStone Financial Checking bonus available nationwide?

No. This offer is limited to residents of select states: WI, MN.

Is there an early closing fee for the TruStone Financial Checking?

Yes. If you close the Checking too early, TruStone Financial may charge a $20 early account closing fee.

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TruStone Financial

TruStone Financial Checking $250 – $500 Bonus

TruStone Financial pays you up to $500 when you open a new checking account and, within 60 days, receive direct deposits (of $1,000 for $200, $2,500 for $300, or $5,000 for $450) and enroll in e-statements for another $50. Available to Wisconsin and Minnesota residents. Soft credit pull and no monthly fee on the qualifying account. The cash back posts within 90 days of account opening.

Bonus range: $250 – $500
Expires: Dec 31, 2026
Time to complete: ~60 days
Bonus deposited in: ~90 days
Difficulty: Easy

Requirements

Last verified: Jul 12, 2026

$250 Tier

Open an account

Open a new TruStone Financial checking account. A $5 membership share establishes membership.

Direct deposit $1,000

Receive direct deposits totaling at least $1,000 within 60 days of account opening to earn the $200 base.

Enroll in e-statements

Enroll in e-statements within 60 days of account opening to earn an additional $50.

$350 Tier

Open an account

Open a new TruStone Financial checking account. A $5 membership share establishes membership.

Direct deposit $2,500

Receive direct deposits totaling at least $2,500 within 60 days of account opening to earn the $300 base.

Enroll in e-statements

Enroll in e-statements within 60 days of account opening to earn an additional $50.

$500 Tier

Open an account

Open a new TruStone Financial checking account. A $5 membership share establishes membership.

Direct deposit $5,000

Receive direct deposits totaling at least $5,000 within 60 days of account opening to earn the $450 base.

Enroll in e-statements

Enroll in e-statements within 60 days of account opening to earn an additional $50.

Cash back is deposited within 90 days of account opening once you meet the requirements.

Tips & Gotchas

→The $250 tier is $200 for a $1,000 direct deposit plus $50 for enrolling in e-statements.
→Larger direct deposits earn more: $2,500 pays $300 and $5,000 pays $450 (see the higher tiers).
→Available to Wisconsin and Minnesota residents in TruStone's field of membership.
→You cannot have a current or prior TruStone checking account. Allow up to 90 days for the cash back to post.

Account Details

Monthly feeNo monthly fee

Fee waiver

Choose a no-fee TruStone checking account, or waive the monthly fee on other accounts by keeping the stated minimum daily balance.

Opening deposit$5

Min. hold period180 days

Keep the account open through the qualification and payout. A $20 early account closing fee applies if you close within 6 months. Allow up to 90 days from account opening for the cash back to post.

Early closing fee$20

Credit inquirySoft pull only

ChexSystemsYes. May deny applicants with negative banking history.

AvailabilitySelect states (WI, MN)

Eligibility

Minimum age13+

Existing customersNot eligible

Not valid if you have a current or prior TruStone checking account. One account per membership is eligible.

Other restrictions

Membership is limited to Wisconsin and Minnesota residents in TruStone's field of membership.
Those under 18 must have a parent or guardian on the account to be eligible for the cash back.

Can You Earn This Bonus Again?

Can rechurnNo

NotesOne bonus per membership. Members with a current or prior TruStone checking account are excluded.

Fine Print

Offer valid 1/1/26 through 12/31/26. One account per membership is eligible and the member must not have a current or prior checking account with TruStone. Earn $200 for a direct deposit of at least $1,000 within 60 days of account opening, plus $50 for enrolling in e-statements. Allow up to 90 days from account opening for the cash back to post. Must be 13 or older; those under 18 need a parent or guardian on the account. Wisconsin and Minnesota residents only.

Taxable income · Reported on 1099-INT

What is a direct deposit?

An electronic payment sent directly into your bank account, usually from an employer or government.

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The minimum time you must keep your balance in an account before the bonus is paid out.

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TruStone Financial Checking $250 – $500 Bonus

Requirements

Tips & Gotchas

Account Details

Eligibility

Can You Earn This Bonus Again?

Fine Print

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