TruNorth Bank
TruNorth Bank Get Real Checking $300 Bonus
TruNorth Bank pays $300 total for a free Get Real Checking account, split into two legs: $150 within 90 days (direct deposit $1,000+ OR 25 debit card purchases of $10+, either path works) and a $150 loyalty bonus at 12 months for staying active. No monthly fee, $10 minimum to open.
- Bonus amount
- $300
- Expires
- Not listed
- Time to complete
- ~90 days
- Bonus deposited in
- ~100 days
- Difficulty
- Easy
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Requirements
Last verified: Oct 5, 2026
Open a Get Real Checking account
Open a new Get Real Checking account online or in branch with a $10 minimum deposit. New consumer checking customers only; tax owner must be 16+ at account opening.
$150: eStatements + DD or debit activity (90 days)
Within 90 days of account opening, enroll in eStatements AND either (a) receive $1,000 or more in aggregate direct deposits, OR (b) complete 25 point-of-sale debit card transactions of $10 or more, to earn $150.
$150 loyalty bonus at 12 months
At the 12-month mark, remain enrolled in eStatements AND either keep an active recurring direct deposit in the last statement cycle, OR have 5+ debit card purchases of $10+ in the last statement cycle, to earn a second $150.
The first $150 is credited by the last day of the statement cycle following the 90th day after account opening. The second $150 loyalty bonus is credited by the last day of the statement cycle following the 365th day after account opening.
Account Details
The second $150 leg only pays at the 12-month mark, so the full $300 requires keeping the account open a full year.
Eligibility
New consumer checking account customers only. Customers who have previously received a bonus on a checking account from the bank are not eligible. Limit one account per tax owner.
- TruNorth Bank is the 2026 rebrand of bankESB / Easthampton Savings Bank (Hometown Financial Group, MHC), following a Mass.gov-approved charter merger effective the weekend of 2026-08-21 that also folded in the legacy TruNorth Bank charter. Branches concentrated in MA (Bristol/Essex/Middlesex/Norfolk/Plymouth Counties) plus Rockingham County, NH.
Tips & Gotchas
- →No traditional payroll direct deposit is required for either leg -- debit card activity is an equally valid path both times.
- →The bonus pays in two pieces: $150 in the first 90 days, and a second $150 only if you keep the account active a full 12 months.
- →TruNorth Bank is the 2026 rebrand of bankESB (formerly Easthampton Savings Bank), following a Mass.gov-approved merger with the legacy TruNorth Bank and bankHometown charters effective the weekend of 2026-08-21.
Can You Earn This Bonus Again?
Fine Print
Special offer is for opening a new Get Real Checking account. Minimum balance to open is $10. Bonuses are for new consumer checking account customers and limited to one account per tax owner. Tax owner must be at least 16 years old at account opening. Customers who have previously received a bonus on a checking account from the bank are not eligible. Bonus payment may be 1099 reportable. Account must be in good standing with a positive balance when the bonus is paid. May not be combined with other promotional offers. $150 promotional offer: enroll in eStatements and have $1,000+ in aggregate direct deposits OR 25+ POS debit transactions of $10+, within 90 days; credited by the last day of the statement cycle following the 90th day. $150 loyalty bonus: paid after 12 months if still enrolled in eStatements with an active recurring direct deposit in the last statement cycle, or an active debit card (5+ POS transactions of $10+) in the last statement cycle; credited by the last day of the statement cycle following the 365th day. Limited time offer, subject to change without notice.
Taxable income · Reported on 1099-INT
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What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
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