Torrington Savings Bank
Torrington Savings Bank Journey Checking $350 Bonus
Torrington Savings Bank pays $250 when you open a Journey Checking account with code EARN350, receive 2 direct deposits totaling $500+ and enroll in online banking and eStatements within 4 statement cycles. Make 10 debit card purchases in the same window for $100 more. No monthly fee. You need a Connecticut address.
- Bonus amount
- $350
- Expires
- Not listed
- Time to complete
- ~120 days
- Bonus deposited in
- ~150 days
- Difficulty
- Easy
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money
Requirements
Last verified: Oct 7, 2026
Open Journey Checking with code EARN350
Open a new Journey Checking account online or in a branch using promo code EARN350. $25 minimum to open. A physical Connecticut address is required to apply online.
2 direct deposits totaling $500+
Receive at least 2 direct deposits totaling $500 or more within the first four statement cycles. This earns the first $250.
Enroll in Online Banking and eStatements
Enroll in Online Banking and eStatements within the first four statement cycles. It is part of the $250 requirement.
10 debit purchases for the extra $100
After earning the $250, post and clear 10 debit card purchases or payments within the first four statement cycles of opening. This earns the extra $100.
The $250 posts within four statement cycles of completing the direct deposit and eStatement steps. The extra $100 posts within five statement cycles of completing the debit purchases.
Account Details
- Journey Checking has no monthly maintenance fee. ATM fees are waived up to $15 a month at non-Torrington ATMs.
Eligibility
Not eligible if you are currently a tax-reporting owner of a Torrington Savings Bank consumer checking account.
- You need a physical Connecticut address to apply online. Online applicants must be US citizens or resident aliens, 18 or older. Under-18 accounts open in a branch.
- One bonus per person. Bank employees, directors and their immediate family are excluded.
Tips & Gotchas
- →Use promo code EARN350. The application link does not attach it for you, so enter it on the form or mention it in the branch.
- →The $100 leg only counts after the $250 leg is earned, and both must be done inside the first four statement cycles of the account.
- →You need a physical Connecticut address to apply online, and you cannot already own a Torrington consumer checking account.
- →The page says the offer can end without notice and shows no end date.
Can You Earn This Bonus Again?
Fine Print
New Journey Checking accounts only, opened during the promotional period with code EARN350. One bonus per individual. $250 for at least 2 direct deposits totaling $500 or more plus Online Banking and eStatements enrollment within the first four statement cycles. An additional $100 for ten debit card purchases/payments within the first four statement cycles, after earning the $250. Account must remain open to receive the bonus. Reported on Form 1099-INT. Offer may expire without notice and may be withdrawn at any time.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
Do Bank Bonuses Show Up on a 1099-INT?
Yes. Bank bonuses are taxable income. Once you earn $10 or more from a single bank in a calendar year, the bank sends a 1099-INT and you report it as ordinary income on your tax return.
Also see: this month's best bank bonuses and community DD data points.
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money