Sterling Bank
Sterling Bank Personal Checking $250 Bonus
Sterling Bank pays you $250 when you open a Personal Checking account, make 15 or more debit card purchases, enroll in Round Up to Save, and deposit $800 or more, all within the first 60 days. $50 minimum to open. Missouri only.
- Bonus amount
- $250
- Expires
- Not listed
- Time to complete
- ~60 days
- Bonus deposited in
- ~61 days
- Difficulty
- Easy
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Requirements
Last verified: Oct 1, 2026
Open a Personal Checking account
Open a new Sterling Bank Personal Checking account online with a $50 minimum opening deposit.
Make 15 debit card purchases
Use your Sterling Bank debit card 15 times or more within the first 60 days of account opening.
Enroll in Round Up to Save
Enroll in the Round Up to Save program within the first 60 days of account opening. Round-ups go to an eligible Sterling Maximum Savings or Christmas Club account.
Deposit $800 or more
Complete deposits of $800 or more to the personal checking account within the first 60 days of account opening. The bank page says "deposit(s)" and does not require a direct deposit.
The $250 reward is credited to the checking account the next business day following the 61st day after account opening, once all three requirements are met within the first 60 days.
Account Details
Sterling Bank credits the $100 reward the business day after the 46th day of account opening, once the debit, eStatement, and direct deposit requirements are met within the first 45 days.
Eligibility
Not explicitly stated on the bank page; presumed new-account-only per standard bank-bonus practice.
- Sterling Bank is a single-charter community bank based in Poplar Bluff, Missouri (FDIC cert 57813). Do not confuse with Sterling Bank & Trust FSB (CA/NY) or Sterling National Bank, which are distinct institutions with their own separate offers.
- Offer is available for a limited time; the bank page states no fixed end date.
Tips & Gotchas
- →All three requirements (15 debit transactions, Round Up to Save enrollment, $800 or more in deposits) must be met within the first 60 days.
- →The bank page asks for deposits of $800 or more and does not say direct deposit, so a paycheck is not named as required.
- →Not the same bank as Sterling Bank & Trust FSB (CA/NY) or Sterling National Bank. This is the small Poplar Bluff, Missouri charter (FDIC cert 57813).
- →The bank page does not print a fixed offer end date. It says the reward is a one time offer available for a limited time.
Can You Earn This Bonus Again?
Fine Print
You can earn a $250 reward when the following three items are met within the first 60 days of Account Opening: 15 or more debit card transactions posted to your personal checking account, enrollment in the Round Up to Save Program, and deposit(s) of $800 or more to your personal checking account. The $250 reward will be credited to your personal checking account the next business day following the 61st day of Account Opening. The reward is a one time offer and available for a limited time. Bank rules and regulations apply. Minimum opening deposit is $50.
Taxable income · Reported on 1099-INT
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