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Star One Credit Union

Star One Credit Union Free Checking $200 Bonus

Star One Credit Union pays you $200 for opening a new Free Checking account and the required Money Market Savings Account with promo code BONUS200. No direct deposit or debit card activity is needed. Available to residents, workers, or students in nine Bay Area and Central Coast California counties.

Bonus amount
$200
Expires
Nov 30, 2026
Time to complete
~1 days
Bonus deposited in
~42 days
Difficulty
Easy
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Requirements

Last verified: Oct 7, 2026

  1. Open checking and savings

    Open a new Star One eligible checking account and the required Money Market Savings Account (a Star One membership requirement) online using promo code BONUS200. Minimum deposit is $25 for Free Checking and $50 for the Money Market Savings Account.

The $200 bonus is credited to the new Star One Savings Account within 6 weeks of establishing new membership and opening a checking account.

Account Details

Monthly feeNo monthly fee
Opening deposit$25
Min. hold periodNo minimum

No ongoing hold period is stated beyond keeping the checking and savings relationship open until the bonus is credited.

Credit inquiryThe bank does not publish this. Ask before you apply.
ChexSystemsThe bank does not publish whether it screens banking history. Ask before you apply.
AvailabilitySelect states (CA)

Eligibility

Minimum age18+
Existing customersNot eligible

New members only. Must not have had a previous Star One membership or checking account.

Other restrictions
  • Must reside, regularly work, or attend school in one of Star One's nine California counties (Alameda, Merced, Monterey, San Benito, San Joaquin, San Mateo, Santa Clara, Santa Cruz, Stanislaus).
  • A Money Market Savings Account ($50 minimum) is required for membership alongside the $25 Free Checking account.
  • Minors under 18 and transfers to minor accounts are not eligible.
  • Star One Credit Union staff are not eligible.

Tips & Gotchas

  • →No direct deposit or debit card spending is required. Opening the eligible checking and savings relationship with the promo code is the entire requirement.
  • →Must be a new member with no previous Star One membership or checking account.
  • →Membership requires opening a Money Market Savings Account ($50 minimum) alongside the Free Checking account ($25 minimum).
  • →Available only to residents, workers, or students in Star One's nine-county Bay Area and Central Coast field of membership.
  • →Minors under 18 and staff of the credit union are not eligible.

Can You Earn This Bonus Again?

Can rechurnNo
NotesThe bank does not publish a repeatable rechurn cycle for this offer.

Fine Print

To be eligible for the bonus, a new member must reside, regularly work, or attend school in one of the nine counties of Star One's field of membership (Alameda, Merced, Monterey, San Benito, San Joaquin, San Mateo, Santa Clara, Santa Cruz, Stanislaus), and must not have had a previous Star One membership or checking account. A Money Market Savings Account is a requirement to become a Star One member. Minimum deposit is $50 to open a Money Market Savings Account and $25 to open a Free Checking Account. Total bonus not to exceed $200. The bonus is credited to the Star One Savings Account within 6 weeks of establishing new membership and opening a checking account. The promo may not be combined with any other offer. Minors under 18 and transfers to minor accounts are not eligible for the bonus. Star One Credit Union staff are not eligible. Offer expires November 30, 2026, and is subject to change.

Taxable income

Also see: this month's best bank bonuses and community DD data points.

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