SouthState Bank SouthState Checking $200 Bonus

1. 1

   Open checking with code EARN200

   Open a new SouthState personal checking account using promo code EARN200. There is no minimum deposit to open online, and $25 if you open in a branch. The SouthState at Work product type does not qualify.

2. 2

   15 debit card purchases

   Make at least 15 debit card purchases or payments that post and clear from the account within 60 calendar days of opening.

3. 3

   $250 in direct deposits or one $25 auto draft

   Within the same 60 days, either receive cumulative direct deposits of at least $250 of salary, pension, Social Security, or other regular recurring income, or set up one or more preauthorized automatic drafts by a third party of at least $25 using the bank's routing number and your account number. Internal transfers, mobile deposits, person-to-person payments, instant payments, and branch or ATM deposits do not count.

The $200 posts within 2 business days after the 60 day qualifying period ends, which is one of the faster payouts on the site.

Account Details

Eligibility

Tips & Gotchas

• →There are two ways to clear the deposit requirement. Either $250 in total direct deposits or a single third-party automatic draft of $25 or more. That second path is rare and it means you can qualify without redirecting a paycheck.
• →The 15 debit card purchases are the real work here. That is about two a week for two months, and they have to post and clear inside the 60 days.
• →Recurring debit card payments, person-to-person transfers, and instant payments do not count as the automatic draft. The draft has to run off the routing and account number.
• →Waive the $5 monthly fee by enrolling in eStatements, which requires Online Banking enrollment. The fee is checked on the final day of each statement cycle.
• →Do not change the account product type before the bonus pays. SouthState requires the account to be open under the same product type at payment time.
• →SouthState says residency restrictions may apply but does not publish the eligible states. The states listed here come from its FDIC branch footprint, so confirm availability in the application before you count on it.

Direct Deposit Data Points 10

10 community reports across 5 transfer sources, showing what triggers a qualifying direct deposit at SouthState Bank.

View all SouthState Bank direct deposit data points →

Can You Earn This Bonus Again?

Fine Print

Promotional offer applies to new personal checking accounts (excluding SouthState at Work product type) opened during the promotional period using promo code EARN200. A $25 minimum deposit is required to open at a branch; no minimum deposit is required online. Residency restrictions may apply and the offer is not available to employees of SouthState Bank, N.A. or its subsidiaries. The bonus is not available if any primary or joint owner has previously received a bonus on an eligible SouthState personal checking account. Within 60 calendar days of opening you must have 15 or more posted and cleared debit card purchases or payments, and either cumulative direct deposits of at least $250 of regular recurring income or one or more third-party preauthorized automatic drafts of at least $25. The account must be open with no change to the product type at the time of payment. The bonus posts within 2 business days of the completion of the 60 calendar day qualifying period.

Taxable income · Reported on 1099-INT

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