SECU Maryland
SECU Maryland Total Checking & Rewards $350 Bonus
SECU Maryland pays you $350 for opening a Total Checking & Rewards account and completing e-statement enrollment plus 2 qualifying payroll direct deposits within 90 days. No monthly maintenance fees or minimum balance requirement. Available to new members and existing members without a current checking account, statewide in Maryland.
- Bonus amount
- $350
- Expires
- Dec 31, 2026
- Time to complete
- ~90 days
- Bonus deposited in
- ~100 days
- Difficulty
- Easy
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Requirements
Last verified: Oct 6, 2026
Open account with code SECU350
Open a new SECU Total Checking & Rewards account using promo code SECU350. Available to new SECU members and existing SECU members who do not currently have a checking account.
Enroll in e-statements
Enroll in e-statements on the new checking account.
Receive 2 qualifying payroll direct deposits in 90 days
Receive at least 2 qualifying payroll direct deposits within 90 days of account opening.
SECU does not publish a specific payout timeline beyond meeting the e-statement and direct-deposit requirements within 90 days of account opening.
Account Details
The account has to stay open through the 90-day direct deposit window that earns the $350.
Eligibility
Open to new SECU members and to existing SECU members who do not currently have a checking account. Existing SECU checking customers do not qualify.
- SECU Maryland membership is broad and Maryland-based: association (current or past) with a long list of participating Maryland employers, state agencies, and schools, plus immediate family of an existing member. Not limited to University of Maryland affiliation despite the offer's UMD-branded landing page.
- Membership requires joining SECU (credit union share account).
Tips & Gotchas
- →You need both parts: e-statement enrollment AND 2 qualifying payroll direct deposits within 90 days.
- →Existing SECU checking customers do not qualify; this is for new members or existing members without a checking account.
- →SECU membership eligibility is broad (many Maryland employers, state agencies, and schools, plus family of existing members) despite the offer landing page's University of Maryland branding.
- →The account has no monthly maintenance fee and no minimum balance requirement, so there's no ongoing cost while you wait on the direct deposits.
Can You Earn This Bonus Again?
Fine Print
Offer valid 9/1/2026 through 12/31/2026 for new SECU members and existing SECU members without a current checking account. Open a SECU Total Checking & Rewards account using promo code SECU350. To earn the $350, enroll in e-statements and receive at least 2 qualifying payroll direct deposits within 90 days of account opening. SECU Total Checking & Rewards carries no monthly maintenance fees and no minimum balance requirement; $25 minimum deposit to open. Credit union membership required.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
Also see: this month's best bank bonuses and community DD data points.
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