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Seacoast Bank Consumer Checking $400 Bonus

Seacoast Bank pays you $400 when you open a new consumer checking account with offer code CON600 and set up recurring direct deposits (paycheck, pension, or Social Security) totaling $1,000 or more within 90 days. No debit-card spending required. Available in Florida and Georgia only, for accounts opened through December 31, 2026.

Bonus amount
$400
Expires
Dec 31, 2026
Time to complete
~90 days
Bonus deposited in
~5 days
Difficulty
Easy

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Requirements

Last verified: Jul 23, 2026

  1. Open consumer checking, offer code CON600

    Open a new eligible Seacoast consumer checking account with offer code CON600. $50 minimum opening deposit.

  2. $1,000+ recurring direct deposits within 90 days

    Establish recurring qualifying direct deposits (paycheck, pension, Social Security, or similar regular income) totaling $1,000 or more within 90 days.

Bonus credited within 95 days of account opening once requirements are met.

Account Details

Monthly feeNo monthly fee
Min. hold period95 days

Account must remain open and in good standing; bonus credited within 95 days of opening once requirements are met.

Credit inquirySoft pull only
ChexSystemsYes. May deny applicants with negative banking history.
AvailabilitySelect states (FL, GA)

Eligibility

Minimum age18+
Existing customersNot eligible

Not available to existing or recently-closed (past 12 months) Seacoast checking/savings customers or Seacoast associates.

Tips & Gotchas

  • A separate $200 savings leg ($15,000 new money, 90-day hold) exists for a $600 combo total, but is not required for this $400 checking-only bonus.
  • Not available to existing or recently-closed (past 12 months) Seacoast checking/savings customers.

Direct Deposit Data Points 29

29 community reports across 5 transfer sources, showing what triggers a qualifying direct deposit at Seacoast Bank.

Showing 13 of 29 reports

View all Seacoast Bank direct deposit data points →

Can You Earn This Bonus Again?

Can rechurnNo
NotesNot available to anyone who closed a Seacoast checking or savings account in the past 12 months.

Fine Print

Must be 18+ and a Florida or Georgia resident. Not available to existing or recently-closed (past 12 months) Seacoast checking/savings customers or Seacoast associates.

Taxable income · Reported on 1099-INT

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Also see: this month's best bank bonuses and community DD data points.

We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money