Seacoast Bank
Seacoast Bank Consumer Checking $400 Bonus
Seacoast Bank pays you $400 when you open a new consumer checking account with offer code CON600 and set up recurring direct deposits (paycheck, pension, or Social Security) totaling $1,000 or more within 90 days. No debit-card spending required. Available in Florida and Georgia only, for accounts opened through December 31, 2026.
- Bonus amount
- $400
- Expires
- Dec 31, 2026
- Time to complete
- ~90 days
- Bonus deposited in
- ~95 days
- Difficulty
- Easy
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Requirements
Last verified: Oct 7, 2026
Open consumer checking, offer code CON600
Open a new eligible Seacoast consumer checking account with offer code CON600. $50 minimum opening deposit.
$1,000+ recurring direct deposits within 90 days
Establish recurring qualifying direct deposits (paycheck, pension, Social Security, or similar regular income) totaling $1,000 or more within 90 days.
Bonus credited within 95 days of account opening once requirements are met.
Account Details
Account must remain open and in good standing; bonus credited within 95 days of opening once requirements are met.
Eligibility
Not available to existing or recently-closed (past 12 months) Seacoast checking/savings customers or Seacoast associates.
Tips & Gotchas
- →A separate $200 savings leg ($15,000 new money, 90-day hold) exists for a $600 combo total, but is not required for this $400 checking-only bonus.
- →Not available to existing or recently-closed (past 12 months) Seacoast checking/savings customers.
- →The bank page's fine print says this offer is "valid from 12/15/2025 - 12/31/2026 and is exclusive to the recipient" -- language consistent with a targeted/personalized promo. Results may vary (YMMV) if you reach the page without a personal invitation.
Direct Deposit Data Points 13
13 community reports across 5 transfer sources, showing what triggers a qualifying direct deposit at Seacoast Bank.
How long until the bonus posts? The most recent community reports average about 93 days. See 14 reports on Seacoast Bank Checking payout timelines →
Can You Earn This Bonus Again?
Fine Print
Must be 18+ and a Florida or Georgia resident. Not available to existing or recently-closed (past 12 months) Seacoast checking/savings customers or Seacoast associates. *Offer is valid from 12/15/2025 - 12/31/2026 and is exclusive to the recipient. It cannot be combined with other Seacoast checking or savings offers.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
Also see: this month's best bank bonuses and community DD data points.
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