Rogue Credit Union
Rogue Credit Union MyRewards Checking $500 Bonus
Rogue Credit Union pays $500 when you open a MyRewards Checking account, deposit $1,000 or more each month for 3 consecutive statement cycles, make 10+ transactions a month, and stay enrolled in paperless statements. No direct deposit is required.
- Bonus amount
- $500
- Expires
- Oct 31, 2026
- Time to complete
- ~90 days
- Bonus deposited in
- ~120 days
- Difficulty
- Easy
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Requirements
Last verified: Oct 6, 2026
Open a checking account and enroll in paperless statements
Open a new Rogue Credit Union MyRewards Checking account and enroll in paperless statements.
Deposit $1,000+ each month for 3 consecutive months
Deposit $1,000 or more into the account each calendar month for 3 consecutive statement cycles from account opening. Qualifying deposits include ACH direct deposit, RTP/FedNow instant payments, or debit-network (Visa/Mastercard) electronic credits. Transfers between your own accounts, mobile deposits, Zelle, and branch/ATM deposits do not qualify.
Make 10+ transactions each month
Complete 10 or more qualifying transactions each month (debit card, credit card, Zelle, ACH, or checks) for the same 3 consecutive months.
The $500 welcome bonus is deposited into your Ownership Account within 30 calendar days of meeting all requirements (after the 3-cycle/90-day qualification period). Rogue also donates $100 to your local Children's Miracle Network hospital.
Account Details
- Deposit $1,000+ each calendar month
- 10+ qualifying transactions each month
- Enrolled in paperless statements
Eligibility
Not eligible if you received a Rogue Credit Union MyRewards Checking bonus within the past 12 months.
- Rogue Credit Union membership eligibility required: Oregon, Idaho, and select Northern California counties only (Butte, Del Norte, Glenn, Humboldt, Lassen, Modoc, Plumas, Shasta, Siskiyou, Tehama, Trinity per Doctor of Credit; not all counties are listed during signup).
- Not available to business accounts or consumers under 18.
Tips & Gotchas
- →No direct deposit is required. Deposit $1,000 or more a month for 3 straight months through any qualifying method (ACH, RTP/FedNow, or debit-network credit) and you're covered.
- →The $500 bonus lands in your Ownership Account (the credit union's share account), not directly in your checking account.
- →Rogue also donates $100 to your local Children's Miracle Network hospital when you complete the offer.
- →Membership requires living, working, worshiping, or attending school in Oregon, Idaho, or select Northern California counties.
- →You must also avoid the account's own $10 monthly service fee, which uses the same three conditions (deposit, transactions, paperless) as the bonus.
Community Data Points
We don't have direct deposit reports for this account yet. What we do have: 2 community reports on funding this account with a credit card.
See Rogue Credit Union Checking card funding reports →Can You Earn This Bonus Again?
Fine Print
Offer is for new MyRewards Checking accounts only and is available only to the primary owner of the new MyRewards Checking account. Not available to members that received a Rogue Credit Union MyRewards Checking bonus within the past 12 months, are Rogue Credit Union employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8. Apply online, in a branch, or by phone from July 20 through October 31, 2026. For three consecutive statement cycles from account opening: deposit $1,000+ each month, make 10+ qualifying transactions each month, maintain paperless statements, and do not incur a monthly service fee. Once all requirements are met, Rogue deposits the $500 welcome bonus into your Ownership Account and contributes $100 to your local Children's Miracle Network hospital within 30 calendar days. Offer may be discontinued or changed at any time without notice and cannot be combined with any other Rogue Credit Union deposit offer. Limit one bonus per member/account. Not available to business accounts or consumers under 18.
Taxable income · Reported on 1099-INT
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A condition you can meet to have the monthly maintenance fee on an account waived.
What is APY (Annual Percentage Yield)?
The annual interest rate on a savings account, expressed as a percentage of your balance with compounding included. On savings accounts we track, APYs currently range from 0.01% at big traditional banks to 4.25% at the best online accounts.
Do Bank Bonuses Show Up on a 1099-INT?
Yes. Bank bonuses are taxable income. Once you earn $10 or more from a single bank in a calendar year, the bank sends a 1099-INT and you report it as ordinary income on your tax return.
Also see: this month's best bank bonuses and community DD data points.
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