Republic Bank of Chicago
Republic Bank of Chicago Choice Checking $150 Bonus
Republic Bank of Chicago pays you $150 for a new Choice Checking account opened online plus one direct deposit within 60 days. The bonus posts 90 business days after your direct deposit. The Cash Back version has a $5 monthly fee that is waived with 15 debit purchases a month. Available to Chicago-area residents.
- Bonus amount
- $150
- Expires
- Not listed
- Time to complete
- ~60 days
- Bonus deposited in
- ~126 days
- Difficulty
- Easy
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money
Requirements
Last verified: Oct 3, 2026
Open account
Open a new Choice Checking account online with at least $25.
Set up a direct deposit
Set up and complete a direct deposit to the checking account within 60 days of opening.
Republic Bank deposits the $150 ninety business days after your direct deposit is added, which is about four and a half months on the calendar, not three.
Account Details
- Make 15 debit card transactions per month to waive the $5 monthly maintenance fee.
If the account is closed within 6 months of opening, the bonus is deducted before closing.
Eligibility
Not available to existing Republic Bank of Chicago checking clients. Limit one bonus per customer.
- Open the account online to qualify for the bonus.
- Limit one bonus per customer.
Tips & Gotchas
- →Open online. The bonus is not available for accounts opened in a branch.
- →No minimum direct deposit amount is stated, and no debit-card spend is required for the bonus.
- →Choice Checking - Cash Back waives its $5 monthly fee when you make 15 debit purchases a month.
- →Keep the account open at least six months. Close it sooner and Republic Bank deducts the $150 before closing.
Can You Earn This Bonus Again?
Fine Print
Open a new Choice Checking account online with $25 or more and complete a direct deposit within 60 days to earn $150, deposited 90 business days after adding direct deposit. Not available to existing Republic Bank of Chicago checking clients, limit one per customer. If the account is closed within 6 months, the bonus is deducted. Verified on republicebank.com 2026-07-21.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a fee waiver?
A condition you can meet to have the monthly maintenance fee on an account waived.
Also see: this month's best bank bonuses and community DD data points.
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money