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Republic Bank of Chicago

Republic Bank of Chicago Choice Checking $150 Bonus

Republic Bank of Chicago pays you $150 for a new Choice Checking account opened online plus one direct deposit within 60 days. The bonus posts 90 business days after your direct deposit. The Cash Back version has a $5 monthly fee that is waived with 15 debit purchases a month. Available to Chicago-area residents.

Bonus amount
$150
Time to complete
~60 days
Bonus deposited in
~90 days
Difficulty
Easy

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Requirements

Last verified: Jul 21, 2026

  1. Open account

    Open a new Choice Checking account online with at least $25.

  2. Set up a direct deposit

    Set up and complete a direct deposit to the checking account within 60 days of opening.

Bonus deposited 90 business days after adding direct deposit.

Account Details

Monthly fee$5/month
Fee waiver
  • Make 15 debit card transactions per month to waive the $5 monthly maintenance fee.
Min. hold period180 days

If the account is closed within 6 months of opening, the bonus is deducted before closing.

Credit inquiryNot confirmed. Ask the bank before you apply.
ChexSystemsYes. May deny applicants with negative banking history.
AvailabilitySelect states (IL)

Eligibility

Minimum age18+
Existing customersNot eligible

Not available to existing Republic Bank of Chicago checking clients. Limit one bonus per customer.

Other restrictions
  • Open the account online to qualify for the bonus.
  • Limit one bonus per customer.

Tips & Gotchas

  • Open online. The bonus is not available for accounts opened in a branch.
  • No minimum direct deposit amount is stated, and no debit-card spend is required for the bonus.
  • Choice Checking - Cash Back waives its $5 monthly fee when you make 15 debit purchases a month.

Direct Deposit Data Points 41

41 community reports across 9 transfer sources, showing what triggers a qualifying direct deposit at Republic Bank of Chicago.

Showing 22 of 41 reports

View all Republic Bank of Chicago direct deposit data points →

Can You Earn This Bonus Again?

Can rechurnNo

Fine Print

Open a new Choice Checking account online with $25 or more and complete a direct deposit within 60 days to earn $150, deposited 90 business days after adding direct deposit. Not available to existing Republic Bank of Chicago checking clients, limit one per customer. If the account is closed within 6 months, the bonus is deducted. Verified on republicebank.com 2026-07-21.

Taxable income · Reported on 1099-INT

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We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money