Power Financial Credit Union
Power Financial Credit Union Checking and Savings $100 Bonus
Power Financial Credit Union pays $100 when you join (a $5 membership deposit) and open a checking and savings account, with a direct deposit or a $500 opening deposit that stays in the account at least 90 days. Keep checking open 90 days. Florida counties only. Promotion ends December 31, 2026.
- Bonus amount
- $100
- Expires
- Dec 31, 2026
- Time to complete
- ~90 days
- Bonus deposited in
- ~120 days
- Difficulty
- Easy
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Requirements
Last verified: Oct 6, 2026
Join and open checking and savings
Join Power Financial Credit Union with a $5 membership deposit (savings is established on joining) and open a new checking account. You must live or work in an eligible Florida county or qualify through an eligible employer or a member relative.
Direct deposit or $500 opening deposit
Open the checking account with a direct deposit or an initial deposit of at least $500. The money must stay in the account at least 90 days.
Keep checking open 90 days
Keep the checking account open for at least 90 days.
Power Financial deposits the incentive into your account no later than 120 days after account opening. A 1099 may be issued.
Account Details
The $500 opening deposit (or direct deposit) must stay in the account at least 90 days and the checking account must stay open 90 days.
Eligibility
New members opening a new checking and savings account.
- Membership required with a $5 membership deposit. You must live or work in Broward, Charlotte, Collier, Lee, Martin, Miami-Dade, Monroe, Palm Beach, Hillsborough, Manatee, Pinellas, Sarasota or St. Lucie County in Florida, be an FPL/NextEra or Ryder System employee, or be an immediate family member of a current member.
Tips & Gotchas
- →The page says a direct deposit or a $500 opening deposit works, so a paycheck is not strictly required, but the $500 has to stay in the account for 90 days.
- →Florida only: Broward, Charlotte, Collier, Lee, Martin, Miami-Dade, Monroe, Palm Beach, Hillsborough, Manatee, Pinellas, Sarasota or St. Lucie County, plus FPL/NextEra and Ryder employees and family of members.
- →Higher $150, $200 and $250 tiers need a consumer loan, credit card or mortgage. This listing is the checking-and-savings $100 only.
- →Promotion ends December 31, 2026.
Can You Earn This Bonus Again?
Fine Print
Promotion ends December 31 of the current year. New accounts require opening a checking account with a minimum direct deposit or initial deposit of $500, which must remain in the account for at least 90 days. Checking account must remain open for 90 days. Membership required; $5 membership deposit. Cannot be combined with other offers. Incentives deposited no later than 120 days after account opening. A 1099 may be issued. Verified on powerfi.org 2026-10-01.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
Also see: this month's best bank bonuses and community DD data points.
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