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OUR Credit Union

OUR Credit Union Premium Checking $300 Bonus

OUR Credit Union matches your opening deposit up to $300 when you open a Premium Checking account, enroll in eStatements, make at least one debit card transaction per month for 60 days, and set up a recurring direct deposit of $500 or more. Open to Michigan residents. Soft credit pull, no monthly fee.

Bonus amount
$300
Expires
Aug 31, 2026
Time to complete
~60 days
Bonus deposited in
~60 days
Difficulty
Easy

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Requirements

Last verified: Jul 23, 2026

  1. Open Premium Checking, fund with $300

    Open a new Premium Checking account and fund it with at least $300 for the full match. $5 savings deposit required for credit union membership.

  2. Enroll in eStatements

    Enroll in eStatements on the new account.

  3. 1 debit transaction/month, 60 days

    Make at least one debit card transaction per month during the first 60 days.

  4. $500+ recurring monthly direct deposit

    Set up a recurring monthly direct deposit totaling $500 or more.

The matching deposit is credited approximately 60 days from the account opening date.

Account Details

Monthly feeNo monthly fee
Credit inquirySoft pull only
ChexSystemsYes. May deny applicants with negative banking history.
AvailabilitySelect states (MI)

Eligibility

Minimum age18+
Existing customersNot eligible

Not available to existing OUR Credit Union checking customers or anyone who closed a checking account within the previous 12 months.

Other restrictions
  • Membership open to Michigan state residents; $5 savings deposit required for credit union membership.

Tips & Gotchas

  • Membership is open to Michigan state residents.
  • Not available if you have an existing OUR Credit Union checking account or closed one within the previous 12 months.
  • $5 savings deposit required for credit union membership.

Can You Earn This Bonus Again?

Can rechurnNo
NotesNew checking customers only; not available to anyone who closed an OUR Credit Union checking account within the previous 12 months.

Fine Print

New Premium Checking account holders only. Not available to existing OUR Credit Union checking customers or anyone who closed one within the previous 12 months. $5 savings deposit required for membership.

Taxable income · Reported on 1099-INT

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We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money