OUR Credit Union

OUR Credit Union Premium Checking

This bank doesn't currently have an active bonus. Here's its offer history.

$300Jul 23, 2026 – Oct 1, 2026Expired

What you can open instead

These banks are paying a bonus right now on the same kind of account.

Dedham Savings

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$250 – $750

Verve, A Credit Union

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$600

FourLeaf Federal Credit Union

Free Checking · Nationwide

$550

Account Details

Monthly feeNo monthly fee

Opening deposit$300

Min. hold periodNo minimum

Early closing fee$0

Credit inquirySoft pull only

ChexSystemsYes. May deny applicants with negative banking history.

AvailabilitySelect states (MI)

Eligibility

Minimum age18+

Existing customersNot eligible

Not available to existing OUR Credit Union checking customers or anyone who closed a checking account within the previous 12 months.

Other restrictions

Membership open to Michigan state residents; $5 savings deposit required for credit union membership.

Can You Earn This Bonus Again?

Can rechurnNo

NotesNew checking customers only; not available to anyone who closed an OUR Credit Union checking account within the previous 12 months.

What is ChexSystems?

ChexSystems is a banking history report that can affect bonus approvals. Here's how it works, which banks check it, and how to work around a bad record.

Read →

Do Bank Bonuses Show Up on a 1099-INT?

Yes. Bank bonuses are taxable income. Once you earn $10 or more from a single bank in a calendar year, the bank sends a 1099-INT and you report it as ordinary income on your tax return.