Oregon State Credit Union
Oregon State Credit Union Checking Account $300 Bonus
Oregon State Credit Union pays Oregon and Washington residents $300 for opening a checking account, setting up a recurring direct deposit of $500 or more a month within 60 days of opening, and receiving at least 2 total direct deposits within 4 months.
- Bonus amount
- $300
- Expires
- Not listed
- Time to complete
- ~120 days
- Bonus deposited in
- ~150 days
- Difficulty
- Easy
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Requirements
Last verified: Oct 8, 2026
Open a checking account
Open a Rewards, Value, Senior Platinum, or Teen Checking account with Oregon State Credit Union on or after September 1, 2025.
Set up a recurring direct deposit
Within 60 days of opening, set up a recurring direct deposit of at least $500 a month.
Receive 2 total direct deposits
Have at least 2 total direct deposits within 4 months of opening your account.
Your $300 is deposited into your free Oregon State basic savings account within the 5th calendar month after you open your checking account.
Account Details
Eligibility
Not eligible if you already have an Oregon State Credit Union checking account or have had one within the previous 12 months. Businesses and trusts do not qualify.
- Membership eligibility required (Oregon State Credit Union, open to Oregon and Washington residents).
- A separate $300 student checking bonus exists on its own page for college students; this offer covers Rewards, Value, Senior Platinum, or Teen Checking.
Tips & Gotchas
- →The $300 lands in your free Oregon State basic savings account, not your checking account.
- →Doctor of Credit's post for this offer still shows an older $200 bonus; the bank's own page confirms the current bonus is $300.
- →Not eligible if you already have or recently had an Oregon State checking account within the past 12 months.
Can You Earn This Bonus Again?
Fine Print
Open the checking account of your choice on or after 9/1/2025 (members under 18, businesses, trusts, or members with an existing checking account or who have had one within the previous 12 months are not eligible). Within 60 days of opening, set up a recurring direct deposit of at least $500 each month, and have at least 2 total direct deposits within 4 months of opening your account. Your $300 will be deposited into your basic savings account within the 5th calendar month of opening your account.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is APY (Annual Percentage Yield)?
The annual interest rate on a savings account, expressed as a percentage of your balance with compounding included. On savings accounts we track, APYs currently range from 0.01% at big traditional banks to 4.25% at the best online accounts.
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