Numerica Credit Union
Numerica Credit Union Bonus Checking $300 Bonus
Numerica Credit Union pays you $300 for opening a Bonus Checking account with 12 debit card purchases of $5+ per month for 2 months and eStatements enrollment -- no direct deposit required. Available in WA, ID, and OR.
- Bonus amount
- $300
- Time to complete
- ~90 days
- Bonus deposited in
- ~10 days
- Difficulty
- Easy
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Requirements
Last verified: Jul 22, 2026
Join Numerica and open Bonus Checking
Open Numerica Credit Union membership AND a Bonus Checking account on the same day using promo code MACQ1125, $25 minimum opening deposit.
12 debit transactions/month, 2 months
Make 12 debit card (or credit card) transactions of $5 or more each month, for two consecutive monthly qualification cycles within the first 3 months, AND enroll in eStatements. No direct deposit required.
Deposited by the 10th of the month following 3 full calendar months after account opening, once both monthly qualification cycles (12 debit transactions + eStatements) are met.
Account Details
- Paper-statement fee avoided entirely by enrolling in eStatements (required to qualify for the bonus anyway)
Must meet the debit-transaction + eStatements qualifiers for two consecutive monthly cycles within the first 3 months; the bonus itself pays out by the 10th of the month after 3 full calendar months from account opening.
Eligibility
Not available to existing or former Numerica members. Must be eligible for Numerica membership (Pacific Northwest field of membership -- confirm at application).
- Must open credit union membership AND the Bonus Checking account on the same day using the promo code.
- Limit one bonus per tax ID.
Tips & Gotchas
- →No direct deposit needed -- this is a pure debit-spend + eStatements offer.
- →You must open BOTH the Numerica membership and the Bonus Checking account on the same day using the code.
- →You need TWO consecutive qualifying months (24 total transactions across 2 months, not a one-time 12), plus eStatements enrolled the whole time.
- →Not available if you have ever been a Numerica member before.
- →The account also earns 2.00% APY on the first $25,000 in the same qualifying months as a side benefit.
Direct Deposit Data Points 2
2 community reports across 2 transfer sources, showing what triggers a qualifying direct deposit at Numerica Credit Union.
Can You Earn This Bonus Again?
Fine Print
New Numerica members only. Limit one $300 bonus per tax identification number. Account must be in good standing to receive the bonus. Offer available in WA, ID, and OR (Numerica's field of membership).
Taxable income · Reported on 1099-INT
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What is APY (Annual Percentage Yield)?
The annual interest rate on a savings account, expressed as a percentage of your balance with compounding included. On accounts we track, APYs currently range from 0.01% at big traditional banks to 4.50% at the best online accounts.
Also see: this month's best bank bonuses and community DD data points.
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money