Northwest Bank
Northwest Bank Affinity Checking $400 Bonus
Northwest Bank pays you $400 for a new Affinity Checking account. Open with promo code GET400 and make direct deposits totaling $1,000 or more within a single statement cycle in the first 3 cycles. The base Affinity Checking has no monthly fee. Available to residents of New York, Ohio, Indiana, and Pennsylvania.
- Bonus amount
- $400
- Expires
- Dec 31, 2026
- Time to complete
- ~90 days
- Bonus deposited in
- ~30 days
- Difficulty
- Easy
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Requirements
Last verified: Jul 21, 2026
Open account
Open a new Affinity Checking account with promo code GET400 by December 31, 2026.
Receive qualifying direct deposits
Make direct deposits totaling $1,000 or more within a single statement cycle, within the first 3 statement cycles.
Bonus deposited within 30 days after the statement cycle in which the requirement is met.
Account Details
Meet the direct-deposit requirement within the first 3 statement cycles; account must be open when the bonus pays.
Eligibility
New customers only. Not eligible if you are an existing Northwest checking holder or closed a Northwest account within the last 12 months.
- Use promo code GET400 (applied automatically when you apply from the offer page).
- Limited to one account-related bonus per calendar year.
Tips & Gotchas
- →Any of the three Affinity Checking tiers qualifies; the base Affinity Checking has no monthly fee.
- →A qualifying direct deposit is an ACH credit such as payroll, pension, or Social Security.
- →Open by December 31, 2026 with promo code GET400.
Direct Deposit Data Points 2
2 community reports across 2 transfer sources, showing what triggers a qualifying direct deposit at Northwest Bank.
Can You Earn This Bonus Again?
Fine Print
Open a new Affinity Checking account with promo code GET400 by December 31, 2026, and make direct deposits totaling $1,000 or more within a single statement cycle in the first 3 statement cycles. New customers only, one account-related bonus per calendar year. Verified on northwest.bank 2026-07-21.
Taxable income · Reported on 1099-INT
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What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
No. Zelle payments don't count as direct deposit for bank bonuses. Here's why it fails and what to use instead so the bank pays you.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
Also see: this month's best bank bonuses and community DD data points.
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money