← Back to Bonuses
Northwest Bank logo

Northwest Bank

Northwest Bank Affinity Checking $400 Bonus

Northwest Bank pays you $400 for a new Affinity Checking account. Open with promo code GET400 and make direct deposits totaling $1,000 or more within a single statement cycle in the first 3 cycles. The base Affinity Checking has no monthly fee. Available to residents of New York, Ohio, Indiana, and Pennsylvania.

Bonus amount
$400
Expires
Dec 31, 2026
Time to complete
~90 days
Bonus deposited in
~30 days
Difficulty
Easy

We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money

Requirements

Last verified: Jul 21, 2026

  1. Open account

    Open a new Affinity Checking account with promo code GET400 by December 31, 2026.

  2. Receive qualifying direct deposits

    Make direct deposits totaling $1,000 or more within a single statement cycle, within the first 3 statement cycles.

Bonus deposited within 30 days after the statement cycle in which the requirement is met.

Account Details

Monthly feeNo monthly fee
Min. hold period90 days

Meet the direct-deposit requirement within the first 3 statement cycles; account must be open when the bonus pays.

Credit inquiryNot confirmed. Ask the bank before you apply.
ChexSystemsYes. May deny applicants with negative banking history.
AvailabilitySelect states (NY, OH, IN, PA)

Eligibility

Minimum age18+
Existing customersNot eligible

New customers only. Not eligible if you are an existing Northwest checking holder or closed a Northwest account within the last 12 months.

Other restrictions
  • Use promo code GET400 (applied automatically when you apply from the offer page).
  • Limited to one account-related bonus per calendar year.

Tips & Gotchas

  • Any of the three Affinity Checking tiers qualifies; the base Affinity Checking has no monthly fee.
  • A qualifying direct deposit is an ACH credit such as payroll, pension, or Social Security.
  • Open by December 31, 2026 with promo code GET400.

Direct Deposit Data Points 2

2 community reports across 2 transfer sources, showing what triggers a qualifying direct deposit at Northwest Bank.

Showing 1 of 2 reports

View all Northwest Bank direct deposit data points →

Can You Earn This Bonus Again?

Can rechurnNo

Fine Print

Open a new Affinity Checking account with promo code GET400 by December 31, 2026, and make direct deposits totaling $1,000 or more within a single statement cycle in the first 3 statement cycles. New customers only, one account-related bonus per calendar year. Verified on northwest.bank 2026-07-21.

Taxable income · Reported on 1099-INT

Related Articles

Also see: this month's best bank bonuses and community DD data points.

We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money