Navy Federal Credit Union
Navy Federal Credit Union Free EveryDay Checking
This bank doesn't currently have an active bonus. Here's its offer history.
Community Data Points
We don't have direct deposit reports for this account yet. What we do have: 1 community report on how long the bonus took to post, and the most recent ones average about 101 days.
See Navy Federal Credit Union Checking payout timelines →Account Details
Keep the checking account open with a positive balance until the bonus is credited. Navy Federal can take up to 120 days to confirm the direct deposit, and pays the bonus by February 26, 2027.
Eligibility
New members only. You must join Navy Federal with promo code AM250CHK and be the primary owner of the new checking account.
- Membership is limited to Veterans, active duty and retired servicemembers of any branch, Reservists, National Guard, Coast Guard, DoD civilian employees and contractors, and their immediate family members.
- A Membership Share Savings account with a $5 minimum balance is required to join and to receive the bonus.
- Accounts opened by phone through Member Services are not eligible.
Can You Earn This Bonus Again?
Related Articles
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
What is APY (Annual Percentage Yield)?
The annual interest rate on a savings account, expressed as a percentage of your balance with compounding included. On savings accounts we track, APYs currently range from 0.01% at big traditional banks to 4.00% at the best online accounts.
Do Bank Bonuses Show Up on a 1099-INT?
Yes. Bank bonuses are taxable income. Once you earn $10 or more from a single bank in a calendar year, the bank sends a 1099-INT and you report it as ordinary income on your tax return.
Also see: this month's best bank bonuses and the full offer history archive.