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MidFirst Bank

MidFirst Bank Personal Checking $350 Bonus

MidFirst Bank pays you $350 when you open a personal checking account with promo code 2026-CK-AO and receive $1,000 or more in direct deposits within 90 days. No monthly fee, soft credit pull. Available only in Arizona, the Tulsa, OK area, and the Houston, TX area, for accounts opened through August 31, 2026.

Bonus amount
$350
Expires
Aug 31, 2026
Time to complete
~90 days
Bonus deposited in
~30 days
Difficulty
Easy

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Requirements

Last verified: Jul 23, 2026

  1. Open personal checking, promo code 2026-CK-AO

    Open an eligible personal checking account with promo code 2026-CK-AO. $100 minimum opening deposit.

  2. $1,000+ direct deposit within 90 days

    Have direct deposits totaling $1,000 or more made to the new account within 90 days of account opening.

Bonus credit is issued within 30 days of meeting the direct-deposit requirement.

Account Details

Monthly feeNo monthly fee
Min. hold period90 days

Accounts closed within 90 days of opening may forfeit an amount equal to the promotional credit received.

Credit inquirySoft pull only
ChexSystemsYes. May deny applicants with negative banking history.
AvailabilitySelect states (AZ, OK, TX)

Eligibility

Minimum age17+
Existing customersNot eligible

Not available to existing MidFirst consumer checking customers or anyone whose MidFirst account was closed during the current or previous calendar year.

Other restrictions
  • Accounts must be opened June 1, 2026 through August 31, 2026 with promo code 2026-CK-AO.
  • Regional offer: only available in Arizona, the Tulsa, OK area, and the Houston, TX area.

Tips & Gotchas

  • Regional offer: only available in Arizona, the Tulsa, OK area, and the Houston, TX area.
  • No debit-card spending requirement -- direct deposit only.
  • Accounts closed within 90 days of opening may forfeit an amount equal to the promotional credit received.

Direct Deposit Data Points 12

12 community reports across 4 transfer sources, showing what triggers a qualifying direct deposit at MidFirst Bank.

Showing 8 of 12 reports

View all MidFirst Bank direct deposit data points →

Can You Earn This Bonus Again?

Can rechurnNo
NotesNot available to anyone whose MidFirst checking account was closed during the current or previous calendar year.

Fine Print

Not available to existing MidFirst consumer checking customers or anyone whose MidFirst account was closed during the current or previous calendar year. Must be age 17 or older.

Taxable income · Reported on 1099-INT

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Also see: this month's best bank bonuses and community DD data points.

We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money