MidFirst Bank
MidFirst Bank Personal Checking $350 Bonus
MidFirst Bank pays you $350 when you open a personal checking account with promo code 2026-CK-AO and receive $1,000 or more in direct deposits within 90 days. No monthly fee, soft credit pull. Available only in Arizona, the Tulsa, OK area, and the Houston, TX area, for accounts opened through August 31, 2026.
- Bonus amount
- $350
- Expires
- Aug 31, 2026
- Time to complete
- ~90 days
- Bonus deposited in
- ~30 days
- Difficulty
- Easy
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Requirements
Last verified: Jul 23, 2026
Open personal checking, promo code 2026-CK-AO
Open an eligible personal checking account with promo code 2026-CK-AO. $100 minimum opening deposit.
$1,000+ direct deposit within 90 days
Have direct deposits totaling $1,000 or more made to the new account within 90 days of account opening.
Bonus credit is issued within 30 days of meeting the direct-deposit requirement.
Account Details
Accounts closed within 90 days of opening may forfeit an amount equal to the promotional credit received.
Eligibility
Not available to existing MidFirst consumer checking customers or anyone whose MidFirst account was closed during the current or previous calendar year.
- Accounts must be opened June 1, 2026 through August 31, 2026 with promo code 2026-CK-AO.
- Regional offer: only available in Arizona, the Tulsa, OK area, and the Houston, TX area.
Tips & Gotchas
- →Regional offer: only available in Arizona, the Tulsa, OK area, and the Houston, TX area.
- →No debit-card spending requirement -- direct deposit only.
- →Accounts closed within 90 days of opening may forfeit an amount equal to the promotional credit received.
Direct Deposit Data Points 12
12 community reports across 4 transfer sources, showing what triggers a qualifying direct deposit at MidFirst Bank.
Can You Earn This Bonus Again?
Fine Print
Not available to existing MidFirst consumer checking customers or anyone whose MidFirst account was closed during the current or previous calendar year. Must be age 17 or older.
Taxable income · Reported on 1099-INT
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What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
No. Zelle payments don't count as direct deposit for bank bonuses. Here's why it fails and what to use instead so the bank pays you.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
Also see: this month's best bank bonuses and community DD data points.
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money