Lake Ridge Bank Forward Checking $300 Bonus

1. 1

   Open Forward Checking with $100

   Open a new Forward Checking account with at least $100 and enter promo code ONLINE300 during the application.

2. 2

   Fund a second deposit account

   Also fund at least one additional deposit product, such as a savings account, money market account, or CD. The offer page states no minimum for this second account.

3. 3

   Move $500 a month in direct deposits

   Move payroll or Social Security direct deposits totaling at least $500 per month to the new checking account for at least three consecutive months.

4. 4

   5 debit purchases a month

   Make 5 or more debit card transactions per month during the first 90 days. Transfers, including Zelle, to or from you or anyone in your household do not count.

Lake Ridge reviews the account on day 90 and deposits the $300 into the Forward Checking account within 30 days of that review, so expect the money about four months after you open.

Account Details

Eligibility

Tips & Gotchas

• →Enter code ONLINE300 in the application. The offer page names it as the way the bonus attaches to your account.
• →The direct deposit has to be payroll or Social Security, and it has to land for three consecutive months. A single large push will not satisfy it.
• →You have to fund a second deposit account as well, such as a savings, money market, or CD. The offer page sets no minimum for it, but the checking account itself needs $100 to open.
• →The 5 monthly debit purchases cannot be transfers. The terms specifically exclude Zelle and any transfer to or from you or someone in your household.
• →There is no minimum daily balance anywhere in this offer, which is unusual at this payout.
• →This is a household limit, not just a per-person limit. If anyone in your household has had a similar Lake Ridge bonus, nobody in the household qualifies.

Direct Deposit Data Points 2

2 community reports across 1 transfer source, showing what triggers a qualifying direct deposit at Lake Ridge Bank.

View all Lake Ridge Bank direct deposit data points →

Can You Earn This Bonus Again?

Fine Print

Open a Forward Checking account with at least $100 and fund at least one additional deposit product, such as a savings, money market account, or CD, entering code ONLINE300. Move payroll or Social Security direct deposits totaling a minimum of $500 per month for at least three consecutive months. You must also actively use the new accounts, meaning 5 or more debit transactions per month during the first 90 days; the debits cannot include transfers, including Zelle, to or from you or anyone in your household. Complete these requirements within 90 days of account opening. The account is reviewed after 90 days, and if the requirements are met and the accounts are in good standing the $300 bonus is deposited into the new Forward Checking account within 30 days of the review. Only available to households that have not received a similar bonus in the past and do not currently have a checking account with Lake Ridge Bank; one bonus per household. Offer expires August 31, 2026. Verified on lakeridge.bank 2026-08-04.

Taxable income · Reported on 1099-INT

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