Johnson Bank
Johnson Bank Essential Checking $300 Bonus
- Bonus amount
- $300
- Time to complete
- ~90 days
- Bonus deposited in
- ~120 days
- Difficulty
- Medium
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Requirements
Last verified: Aug 22, 2026
Open an account in a Wisconsin branch
Open a new Johnson Bank personal checking account (Essential, Associate, Signature, Retiree, or Private Banking Checking) in a branch. Digital-only openings do not qualify. Start on the goals-first page to get connected to a local banker.
Direct deposits
Set up direct deposit of $500 or more each month, made to the new account within 90 days of opening. Qualifying deposits are electronic payroll, government, Social Security, or pension deposits.
Johnson Bank pays the bonus no earlier than 90 days and no later than 120 days after account opening, once all requirements are met.
Account Details
Keep the checking account open and unrestricted through the 90-day qualifying window and at payout.
Eligibility
Accounts closed within 90 days, or closed with a negative balance within the last three years, are not eligible.
- Digital-only account openings are NOT eligible for this bonus. The bank's own disclosure states cash bonus offers are only available for in-branch openings.
- Johnson Bank branches are Wisconsin-only. Start the process on the bank's goals-first page, which collects your contact info for a local relationship manager to finish the account opening in a branch.
- Not applicable to business accounts.
Tips & Gotchas
- →This bonus requires an in-branch account opening. The bank's own terms exclude digital-only checking accounts.
- →The goals-first page is a contact form, not a direct application. A local relationship manager follows up to finish opening the account.
- →Johnson Bank also pays a separate savings/money market bonus (up to $2,500) on new deposits of $10,000 or more, stacked with an existing or new checking account.
- →Offer is not applicable to business accounts.
Can You Earn This Bonus Again?
Fine Print
Open a new Essential Checking, Associate Checking, Signature Checking, Johnson Bank Retiree Checking, or Private Banking Checking account and have direct deposit of $500 or more each month made to this account within 90 days of account opening. Digital checking accounts are not eligible; cash bonus offers are only available for in-branch openings. Accounts closed within 90 days, or closed with a negative balance within the last three years, are not eligible. Not applicable to business accounts. Bonus paid no earlier than 90 days and no later than 120 days after account opening. Bank reserves the right to discontinue this offer at any time.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
Also see: this month's best bank bonuses and community DD data points.
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