Hanmi Bank Personal Checking $200 Bonus

1. 1

   Open account

   Open a new Hanmi Bank personal checking account online at hanmi.com or at any branch. Must not have had an existing Hanmi Bank personal checking relationship in the prior 60 days. Only one eligible account per customer (SSN).

2. 2

   Order, activate, and enroll debit card in uChoose Rewards

   Order, activate, and enroll your debit card in uChoose Rewards at uchooserewards.com within 30 days of opening the account.

3. 3

   $3,000 average daily balance for 3 months (10,000 points)

   Maintain a 3-month average daily balance of $3,000 or more for the first three full months to earn 10,000 points ($100 value).

4. 4

   Enroll in eStatements (5,000 points)

   Enroll in eStatements within 30 days of opening the account to earn 5,000 points ($50 value). No balance requirement for this leg.

5. 5

   $250+/month debit purchases for 3 months (5,000 points)

   Make at least $250 in point-of-sale debit card purchases each of the first three full months to earn 5,000 points ($50 value). ATM withdrawals do not count. No balance requirement for this leg.

Points are credited to your uChoose Rewards account within 30 days after the first three full months (the qualifying period), so roughly 120 days from account opening. Redeem points for cash back at uchooserewards.com; 100 points = $1.

Account Details

Eligibility

Tips & Gotchas

• →The bonus pays out as uChoose Rewards points, not a direct cash deposit. Hanmi's own page confirms points redeem for cash back (100 points = $1), so the full 20,000 points is worth $200 cash back at uchooserewards.com -- gift cards and other redemptions are also offered, but cash back is what makes this offer count here.
• →No direct deposit is required. The three legs are a $3,000 average balance (worth $100), eStatement enrollment (worth $50), and $250+/month debit spend (worth $50) -- you can earn any combination of the three.
• →You must order, activate, and enroll your debit card in uChoose Rewards within 30 days of opening, even if you're only going for the balance-based points.
• →Points expire 3 years from the month they're credited.
• →Hanmi Bank's branch footprint is CA, IL, NJ, NY, TX, and VA; the promo page itself states no explicit residency rule, and the account can be opened online.

Can You Earn This Bonus Again?

Fine Print

Offer valid January 1, 2026 through December 31, 2026, and may be changed or discontinued without notice. Valid for new personal checking customers only (no existing Hanmi personal checking relationship in the prior 60 days). One eligible account per customer (SSN). Must order and activate a debit card and enroll in uChoose Rewards within 30 days of account opening, and remain enrolled through the payout date. Up to 20,000 points total: 10,000 for a $3,000 three-month average daily balance, 5,000 for eStatement enrollment within 30 days, and 5,000 for $250+/month point-of-sale debit purchases each of the first three full months (ATM withdrawals excluded). Points credit within 30 days after the first three full months and expire 3 years from the month credited. Redeemable at uchooserewards.com for cash back, gift cards, and more; 100 points = $1 in value.

Taxable income · Reported on 1099-INT

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