Great Plains Bank
Great Plains Bank Checking Account $300 Bonus
Great Plains Bank pays $300 for a new checking account. Meet ONE of $500 deposited or a $2,500 average balance, plus 2 of 3 easy tasks (20 debit transactions, 3 bill pay/ACH payments, or eStatements) within 90 days. This exact promotion ran briefly in August 2026, was pulled after a day, and returned with identical terms in September 2026.
- Bonus amount
- $300
- Expires
- Dec 31, 2026
- Time to complete
- ~90 days
- Bonus deposited in
- ~150 days
- Difficulty
- Easy
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Requirements
Last verified: Oct 8, 2026
Open a checking account
Open a new Great Plains Bank checking account online or in branch. Limited to individuals who have not owned or co-owned a consumer Great Plains Bank checking account in the last 12 months.
$500 deposit OR $2,500 average balance
Within 90 days of account opening, either have $500 or more deposited into the account (a single deposit or direct deposit both qualify) OR maintain a $2,500 average balance. Only one of the two paths is required.
Complete 2 of 3 additional actions
Within the same 90-day window, complete any two of: 20 posted debit card transactions, 3 online bill pay or ACH payments, or enrollment in eStatements.
The $300 bonus is deposited into the new checking account within 60 calendar days of meeting all requirements.
Account Details
Eligibility
Limited to individuals who have not owned or co-owned a consumer Great Plains Bank checking account within the last twelve (12) months.
- Great Plains Bank (Great Plains National Bank, Elk City, OK) branches are concentrated in Oklahoma with some Texas presence. The promo page and online application carry no residency rule, so this is published nationwide with that regional-footprint caveat (per the Dedham/FNB Coweta silent-eligibility precedent).
Tips & Gotchas
- →No traditional payroll direct deposit is required. A single $500 deposit, or simply keeping a $2,500 average balance, satisfies the first requirement.
- →Mix and match the second requirement: 20 debit card transactions, 3 bill pay/ACH payments, or eStatements enrollment all count, per the bank’s own FAQ ("feel free to mix and match your qualifying actions").
- →This exact promotion ran briefly in August 2026 and was pulled after one day; it returned with identical terms in September 2026. If the page disappears again, check back — GPB has resumed it before.
Can You Earn This Bonus Again?
Fine Print
Offer cannot be combined with any other checking account offer and is limited to one bonus per account and per customer. Limited to individuals who have not owned or co-owned a consumer Great Plains Bank checking account within the last twelve (12) months. After all account requirements are satisfied (within 90 days of account opening), the bonus is deposited within 60 calendar days of the criteria being met. The account must be open and in good standing up to and including the date any earned bonus is paid. The bonus may be reported to the IRS as interest income on Form 1099-INT. Offer valid through December 31, 2026, subject to change without notice.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is rechurning?
Opening an account at the same bank again after a waiting period to earn the bonus a second (or third) time.
Also see: this month's best bank bonuses and community DD data points.
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money