Grand Bank for Savings
Grand Bank for Savings Simple Checking / BankOn Certified Checking $250 Bonus
Grand Bank for Savings (Hattiesburg, MS) pays you up to $250 for a new Simple or BankOn Certified checking account: $125 for making 5 debit card transactions within 60 days, plus another $125 for a qualifying direct deposit or $1,000+/month ACH transfer. Each half is credited within 75 days of completing it. Mississippi residents only.
- Bonus amount
- $250
- Expires
- Nov 30, 2026
- Time to complete
- ~60 days
- Bonus deposited in
- ~75 days
- Difficulty
- Easy
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Requirements
Last verified: Oct 3, 2026
Open account
Open a new Simple Checking or BankOn Certified (Basic) Checking account at Grand Bank for Savings. Both cost $50 to open. Mississippi residents only, and you must not have held a Grand Bank checking account in the last 60 days.
5 debit card transactions
Make 5 debit card account transactions within 60 days of account opening to earn a $125 bonus.
$1,000/month direct deposit or ACH transfer
Add a qualifying direct deposit or set up a monthly external ACH transfer of at least $1,000 per month to earn an additional $125 bonus.
Each half of the bonus (the $125 debit-card credit and the $125 direct-deposit credit) is deposited within 75 days of completing that half's requirement -- they do not need to land at the same time.
Account Details
Requirements must be completed within 60 days of account opening; account must be open with a positive balance when each bonus posts.
Eligibility
Not eligible if you have held a Grand Bank checking account within the last 60 days.
- Available only to Mississippi residents.
- Limited to one bonus per person/account.
Tips & Gotchas
- →The $250 is really two independent $125 halves: 5 debit card transactions within 60 days, and a $1,000+/month direct deposit or ACH transfer. You can do either one alone for $125, or both for the full $250.
- →Mississippi residents only.
- →The application goes through a Fiserv Originate signup form, not a page confirming the offer, so the terms page is your source of truth for the deal.
- →The offer's expiration date was extended again: previously verified September 18, 2026, now October 14, 2026 per the bank's live page.
Can You Earn This Bonus Again?
Fine Print
Open a new Simple Checking or BankOn Certified (Basic) Checking account. Complete 5 debit card transactions within 60 days of opening for a $125 bonus, deposited within 75 days of completion. Add a qualifying direct deposit or $1,000+/month external ACH transfer for an additional $125 bonus, deposited within 75 days of completion. Offer limited to new Grand Bank checking customers who have not held a Grand Bank checking account within the last 60 days. Limited to one person per offer/account. Mississippi residents only. Offer expires October 14, 2026. Grand.bank employees are not eligible.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
Also see: this month's best bank bonuses and community DD data points.
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