Gesa Credit Union
Gesa Credit Union Smart Checking $250 Bonus
Gesa Credit Union pays you $250 when you open a qualifying Smart Checking account with promo code SMARTS, enroll in eStatements within 60 days, and receive at least two recurring direct deposits of $250 or more within 75 days. No debit card spend is required. Membership is open across Washington, Oregon, and Idaho.
- Bonus amount
- $250
- Time to complete
- ~75 days
- Bonus deposited in
- ~60 days
- Difficulty
- Easy
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Requirements
Last verified: Jul 19, 2026
Open account
Open a qualifying Gesa Smart Checking account with promo code SMARTS.
Enroll in eStatements
Enroll in eStatements within 60 days of account opening.
Receive recurring direct deposits
Receive at least two recurring direct deposits of $250 or more each from an employer or government benefits within 75 days of account opening.
The bonus is deposited to your member share savings account within 60 days of completing all requirements.
Account Details
- Everyday Smart Checking has a $5 monthly fee waived with eStatements or direct deposit. EarnSmart Checking has a $7 monthly fee waived with eStatements or a $200 recurring direct deposit.
Eligibility
New Smart Checking members only.
- Membership is open to people in Gesa's Pacific Northwest field of membership across Washington, Oregon, and Idaho.
Tips & Gotchas
- →Use promo code SMARTS when you open the account.
- →All three Smart Checking accounts (Everyday Smart, EarnSmart, EarnSmart Perks) qualify.
- →No debit card spend is required for this bonus.
- →The bonus is paid into your member share savings account, not the checking account.
Direct Deposit Data Points 11
11 community reports across 3 transfer sources, showing what triggers a qualifying direct deposit at Gesa Credit Union.
Can You Earn This Bonus Again?
Fine Print
Open a qualifying Gesa Smart Checking account with promo code SMARTS, enroll in eStatements within 60 days, and receive at least two recurring direct deposits of $250 or more each from an employer or government benefits within 75 days to earn $250. Membership is open across Washington, Oregon, and Idaho. The bonus is deposited to your member share savings account within 60 days of completing all requirements. Verified on gesa.com/promotions/checking on 2026-07-19.
Taxable income · Reported on 1099-INT
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Also see: this month's best bank bonuses and community DD data points.
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