Florida Credit Union
Florida Credit Union Free Checking $300 Bonus
Florida Credit Union pays you $300 when you open a new Free Checking account with promo code 26CHK300, receive a single or combined direct deposit of $500 or more within 60 days, and keep the account open for at least 90 days. No monthly fee and no debit card requirement. Membership is open to residents of its 48-county Florida field of membership.
- Bonus amount
- $300
- Time to complete
- ~60 days
- Bonus deposited in
- ~90 days
- Difficulty
- Easy
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Requirements
Last verified: Jul 19, 2026
Open account
Open a new Florida Credit Union Free Checking account online with promo code 26CHK300.
Receive a qualifying direct deposit
Receive a single or combined direct deposit of $500 or more within 60 days of account opening.
The $300 is credited after you complete the $500 direct deposit within 60 days and keep the account open and in good standing for 90 days.
Account Details
Keep the account open and in good standing for at least 90 days for the bonus to be credited.
Eligibility
New checking members only. Not eligible if you held a Florida Credit Union checking account in the past 24 months. One bonus per household.
- Free membership is open to anyone within Florida Credit Union's 48-county field of membership in Florida.
- This is a different institution from MIDFLORIDA Credit Union.
Tips & Gotchas
- →Use promo code 26CHK300 when you open the account.
- →Keep the account open and in good standing for at least 90 days to receive the bonus.
- →Person-to-person payments such as Cash App, Venmo, and PayPal do not count as a direct deposit.
- →This is a different institution from MIDFLORIDA Credit Union.
Direct Deposit Data Points 11
11 community reports across 4 transfer sources, showing what triggers a qualifying direct deposit at Florida Credit Union.
Can You Earn This Bonus Again?
Fine Print
Open a new Florida Credit Union free personal checking account with promo code 26CHK300, receive a single or combined direct deposit of $500 within 60 days, and keep the account open and in good standing for at least 90 days to earn $300. Membership is limited to Florida Credit Union's 48-county field of membership. New checking members only; not eligible if you held an FCU checking account in the past 24 months. One bonus per household. Verified on flcu.org/300 on 2026-07-19.
Taxable income · Reported on 1099-INT
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What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
Also see: this month's best bank bonuses and community DD data points.
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