First U.S. Community Credit Union
First U.S. Community Credit Union Better Than Free Checking $300 Bonus
First U.S. Community Credit Union pays you $300 for a new Better Than Free Checking account. Open with promo code BTF300, then receive a direct deposit of $500 or more within 90 days. No monthly fee with eStatements. Membership is open to residents of the Sacramento region and several other Northern California groups.
- Bonus amount
- $300
- Expires
- Dec 31, 2026
- Time to complete
- ~90 days
- Bonus deposited in
- ~28 days
- Difficulty
- Easy
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Requirements
Last verified: Jul 21, 2026
Open account
Open a new Better Than Free Checking account online, by phone, or in a branch using promo code BTF300 by December 31, 2026.
Receive a direct deposit
Receive a direct deposit of $500 or more within 90 days of opening.
Bonus paid up to four weeks after the qualifying direct deposit is verified.
Account Details
- No monthly service charge with eStatements or for members age 60 and older; paper statements are $3 per month.
Complete the qualifying direct deposit within 90 days; account must be open, in good standing, and have a positive balance when the bonus pays.
Eligibility
Not available to existing First U.S. members. One bonus per member and account.
- Membership required: live in Sacramento, Placer, Nevada, El Dorado, Amador, Yuba, Yolo, Sutter, San Joaquin, Solano, Sierra, or Contra Costa County, CA; or California federal employees; or select employer groups; or Safeway employees in Northern California and Northern Nevada.
- Use promo code BTF300 when opening.
Tips & Gotchas
- →Zelle, Venmo, and other peer-to-peer transfers do not count as the qualifying direct deposit.
- →No debit-card spend is required, just one direct deposit of $500 or more.
- →The account has no monthly fee when you use eStatements.
Can You Earn This Bonus Again?
Fine Print
Open a new Better Than Free Checking account with promo code BTF300 by December 31, 2026, and receive a direct deposit of $500 or more within 90 days. New members only, one per member and account. Membership eligibility applies. Verified on firstus.org 2026-07-21.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
No. Zelle payments don't count as direct deposit for bank bonuses. Here's why it fails and what to use instead so the bank pays you.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
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We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money