First National Bank You 1st Checking $200 Bonus

1. 1

   Open a checking account

   Open a new You 1st personal checking account (Checking, E-Checking, Premium, or Platinum) online or at a branch. You 1st Checking opens with $25 and has no minimum balance.

2. 2

   Set up recurring direct deposit

   Set up a recurring direct deposit into the account. The account is evaluated for the $200 reward after 90 days.

Reward is paid after 90 days if the account remains active, in good standing, and with a positive balance. No minimum balance is required to obtain the reward.

Account Details

Eligibility

Tips & Gotchas

• →No minimum balance is required to obtain the reward, just an active account in good standing at the 90-day mark.
• →You 1st Checking is the cheapest tier: $25 to open, no minimum balance, non-interest-bearing. Higher tiers (E-Checking, Premium, Platinum) also qualify but carry balance requirements to avoid fees.
• →You must have no previous checking account relationship with First National Bank, and the account must be funded from outside FNB accounts.

Can You Earn This Bonus Again?

Fine Print

Welcome to One promotion valid at all locations. Offer valid as of 6/22/2026. Limit one per customer. Must be funded from outside First National Bank accounts. Customers must have no previous checking account relationship with First National Bank. Account evaluated and reward paid after 90 days. At the end of the 90 day period: accounts must be active with positive account balances, and in good standing. Subject to bank review and approval. Reward is subject to taxes.

Taxable income · Reported on 1099-INT

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