First Community Bank
First Community Bank Community Choice Checking $200 Bonus
First Community Bank (Batesville, AR) pays you $200 for a new Community Choice Checking account: $100 for setting up a recurring direct deposit within 90 days, and $100 for making 15 debit card purchases within 90 days. Available to new customers in Arkansas and Missouri.
- Bonus amount
- $200
- Expires
- Not listed
- Time to complete
- ~90 days
- Bonus deposited in
- ~95 days
- Difficulty
- Easy
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Requirements
Last verified: Oct 5, 2026
Open account
Open a new Community Choice Checking account as a new deposit customer of First Community Bank. Funds must be new money from another financial institution, not transferred from another First Community Bank relationship. $50 minimum opening deposit.
Set up direct deposit ($100 reward)
Sign up for direct deposit of your paycheck, pension, government benefit, or other recurring direct deposit, credited to the account within 90 days of opening. No minimum dollar amount is stated.
15 debit card purchases ($100 reward)
Make 15 debit card purchases that post within the first 90 days of account opening. ATM transactions and cash balance transfers do not count.
Each $100 reward is paid by the fifth business day of the month following the month the requirement is met.
Account Details
Eligibility
Available to new deposit customers of First Community Bank only. Funds to open must be new money from another financial institution, not transferred from an existing First Community Bank relationship.
- One set of offers per household.
- This is First Community Bank of Batesville, Arkansas (FDIC cert, firstcommunity.net), serving Arkansas and Missouri. It is unrelated to the Virginia-based First Community Bank (firstcommunitybank.com), which has no bonus offer.
Tips & Gotchas
- →This is a deep-discovery scoop, not currently listed on Doctor of Credit as of 2026-09-07.
- →The $200 splits into two independent $100 rewards: one for setting up direct deposit (any amount), one for 15 debit card purchases. You can earn either or both.
- →New deposit customers only. Funds to open the account must come from another financial institution, not transferred internally from an existing First Community Bank account.
- →One set of offers per household.
- →First Community Bank (Batesville, AR, firstcommunity.net) is unrelated to the Virginia-based First Community Bank at firstcommunitybank.com, which has no bonus.
Can You Earn This Bonus Again?
Fine Print
Community Choice Checking is a personal, interest-bearing checking account for personal, family, or household use only (not business/commercial). Eligibility limited to new deposit customers of First Community Bank; funds to open must be new money from another financial institution. One set of offers per household. $50 minimum opening deposit; balance requirement and monthly maintenance fee waived under this offer. Sign up for direct deposit of a paycheck, pension, government benefit, or other recurring direct deposit credited within 90 days of account opening to earn a $100 reward. Make 15 debit card purchases (ATM transactions and cash balance transfers excluded) posted within the first 90 days to earn a second $100 reward, credited upon account review. Each reward is paid by the fifth business day of the month following the month the requirement is met. Account earns 0.01% APY. A 1099 form may be issued at year-end for rewards received.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is APY (Annual Percentage Yield)?
The annual interest rate on a savings account, expressed as a percentage of your balance with compounding included. On savings accounts we track, APYs currently range from 0.01% at big traditional banks to 4.25% at the best online accounts.
Also see: this month's best bank bonuses and community DD data points.
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