Firefighters First Credit Union
Firefighters First Credit Union eChecking $250 Bonus
Firefighters First Credit Union pays you $250 when you open a checking account and set up direct deposits of $1,000 or more per month for two consecutive months. Membership is open nationwide to firefighters and fire-family members. No monthly fee.
- Bonus amount
- $250
- Expires
- Not listed
- Time to complete
- ~60 days
- Bonus deposited in
- ~150 days
- Difficulty
- Medium
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money
Requirements
Last verified: Oct 3, 2026
Open an account
Open a new Firefighters First checking account (eChecking or Ready Checking) as a new member.
Direct deposit $1,000+/month for 2 consecutive months
Set up and receive direct deposits totaling $1,000 or more per month for two (2) consecutive months.
The $250 bonus is deposited within 90 days following the second consecutive qualifying direct-deposit month.
Account Details
Eligibility
New members only.
- Occupation-based membership: active or retired firefighters, fire-family members, and affiliated fire service personnel nationwide (not restricted to the AZ/CA/FL/TN/TX/WA branch footprint).
Tips & Gotchas
- →This is an occupation-based credit union for firefighters and fire-family members; you must qualify for membership to join.
- →The DD requirement is two CONSECUTIVE months of $1,000+, not a one-time deposit.
- →The bonus is paid up to 90 days after the second qualifying month, so budget for a long payout timeline (up to about 5 months total).
- →Both checking options (eChecking and Ready Checking) have no monthly fee and no minimum balance.
Can You Earn This Bonus Again?
Fine Print
Open a checking account and set up direct deposit of at least $1,000 per month for two consecutive months to receive a $250 bonus deposited within 90 days. New members only. Verified on firefightersfirstcu.org 2026-09-16.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
Do Bank Bonuses Show Up on a 1099-INT?
Yes. Bank bonuses are taxable income. Once you earn $10 or more from a single bank in a calendar year, the bank sends a 1099-INT and you report it as ordinary income on your tax return.
Also see: this month's best bank bonuses and community DD data points.
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money