Financial Plus Credit Union
Financial Plus Credit Union Checking $150 – $300 Bonus
Financial Plus Credit Union pays you $150 or $300 based on how much direct deposit you set up. Open a new checking account with promo code Summer26, then keep a monthly direct deposit of $500 (for $150) or $1,000 (for $300) for two consecutive months. Membership is open to anyone who lives, works, worships, or attends school in Michigan.
- Bonus range
- $150 – $300
- Time to complete
- ~60 days
- Bonus deposited in
- ~30 days
- Difficulty
- Easy
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Requirements
Last verified: Jul 21, 2026
$150 Tier
Open account
Open a new checking account with promo code Summer26.
Set up monthly direct deposit
Set up a monthly direct deposit totaling $500 or more for two consecutive months.
$300 Tier
Open account
Open a new checking account with promo code Summer26.
Set up monthly direct deposit
Set up a monthly direct deposit totaling $1,000 or more for two consecutive months.
Bonus deposited within 30 days of meeting the direct-deposit requirement.
Account Details
Set up the qualifying monthly direct deposit for two consecutive months.
Eligibility
Must be a new checking relationship. Business accounts do not qualify.
- Membership required: live, work, worship, or attend school in Michigan.
- Use promo code Summer26 when opening.
- Cannot be combined with any other offer.
Tips & Gotchas
- →Bring a $1,000 monthly direct deposit for two months instead to earn the $300 tier.
- →No debit-card spend is required, just the monthly direct deposit.
- →Must be a new checking relationship; business accounts do not qualify.
Can You Earn This Bonus Again?
Fine Print
Open a new checking account with promo code Summer26 and set up a monthly direct deposit totaling $500 or more for two consecutive months to earn $150. Must be a new checking relationship. Subject to 1099-MISC. Verified on myfpcu.com 2026-07-21.
Taxable income · Reported on 1099-MISC
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
No. Zelle payments don't count as direct deposit for bank bonuses. Here's why it fails and what to use instead so the bank pays you.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
Also see: this month's best bank bonuses and community DD data points.
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