FIG Credit Union (Farmers Insurance FCU)
FIG Credit Union (Farmers Insurance FCU) CashBack Checking $100 – $250 Bonus
FIG Credit Union (Farmers Insurance FCU) pays new members $100 for 3 or more direct deposits totaling $3,000 to $14,999 in 90 days, or $250 for $15,000 or more, on a new CashBack Checking account opened with promo code GCBCHECK. Anyone in the US can join through the American Consumer Council.
- Bonus range
- $100 – $250
- Expires
- Not listed
- Time to complete
- ~90 days
- Bonus deposited in
- ~135 days
- Difficulty
- Medium
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Requirements
Last verified: Oct 8, 2026
$100 Tier
Join and open with code GCBCHECK
Join FIG Credit Union (anyone in the US can join through the American Consumer Council) and open a CashBack Checking account within 10 days of joining. Use promo code GCBCHECK at signup. $20 opening deposit.
3+ direct deposits totaling $3,000 in 90 days
Post at least 3 eligible direct deposits, made on different days, totaling $3,000 to $14,999 within 90 days of opening. Eligible deposits are recurring payroll, pension or government benefit ACH deposits.
Stay a member 90 days
Remain a member in good standing at least 90 days, with an active Membership savings account when the bonus pays.
$250 Tier
Join and open with code GCBCHECK
Join FIG Credit Union (anyone in the US can join through the American Consumer Council) and open a CashBack Checking account within 10 days of joining. Use promo code GCBCHECK at signup. $20 opening deposit.
3+ direct deposits totaling $15,000 in 90 days
Post at least 3 eligible direct deposits, made on different days, totaling $15,000 or more within 90 days of opening. Eligible deposits are recurring payroll, pension or government benefit ACH deposits.
Stay a member 90 days
Remain a member in good standing at least 90 days, with an active Membership savings account when the bonus pays.
FIG pays within 45 calendar days after the 90-day direct deposit period, into the Membership savings account.
Account Details
You must remain a member at least 90 days for the bonus to be paid.
Eligibility
New members only. Anyone who is or has ever been a FIGFCU member is not eligible, and the offer cannot be combined with referral or other new-member offers.
- Anyone who lives in the US can join free through the American Consumer Council, and Farmers employees, agents and relatives of members also qualify.
- Open the checking account within 10 days of joining.
Tips & Gotchas
- →The $100 tier is the realistic one: 3 paychecks on different days totaling $3,000 in 90 days. The $250 tier needs $15,000.
- →Use promo code GCBCHECK at signup. It cannot be combined with any other new-member or referral offer.
- →The bonus posts to your Membership savings account, so keep that open.
Direct Deposit Data Points 9
9 community reports across 6 transfer sources, showing what triggers a qualifying direct deposit at FIG Credit Union (Farmers Insurance FCU).
View all FIG Credit Union (Farmers Insurance FCU) direct deposit data points →
How long until the bonus posts? The most recent community reports average about 102 days. See 8 reports on Farmers Insurance Checking payout timelines →
Can You Earn This Bonus Again?
Fine Print
$100 Bonus for Eligible Direct Deposits with a cumulative total of $3,000 to $14,999, received through at least 3 eligible Direct Deposits, made on different days, during the Direct Deposit Bonus Period. $250 Bonus for Eligible Direct Deposits with a cumulative total of $15,000 or more, received through at least 3 eligible Direct Deposits, made on different days, during the Direct Deposit Bonus Period. The Direct Deposit Bonus Period begins when the eligible New Member opens a new Credit Union Checking (sharedraft) account and ends 90 calendar days after account opening. The New Member must open a FIGFCU Checking account within 10 days of joining and remain a Member for at least 90 days. Offer not available to existing or former Members, and cannot be combined with any other New Member or Referral offer. The bonus will be posted to the Membership savings account.
Taxable income
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
Also see: this month's best bank bonuses and community DD data points.
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