Does Current do a hard credit pull to open a Checking Account via Gemsloot?

No. Current does not pull your credit to open a Checking Account via Gemsloot.

Is the Current Checking Account via Gemsloot bonus available nationwide?

Yes. The Current Checking Account via Gemsloot bonus is available to applicants in all 50 states.

Is the Current Checking Account via Gemsloot bonus taxable?

Yes. Bank account bonuses are considered taxable income by the IRS. Current will send a 1099-INT form if your bonus is $10 or more.

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Current

Current Checking Account via Gemsloot $85 Bonus

Bonus amount: $85Gemsloot payout as of Oct 7, 2026. Portal amounts change often, so check today's figure before you start.
Expires: Not listed
Time to complete: ~14 days
Bonus deposited in: ~104 days
Difficulty: Easy

Open the offer at Gemsloot →

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More routes to this bonus

Current best route: Current Checking Account. Ranked Sep 23, 2026.

Compare all routes →

Requirements

Last verified: Oct 7, 2026

Open a Current account through the Gemsloot offer
Use the link above to open Gemsloot's Current offer. Create your Gemsloot account when prompted, then open your Current account through the offer.
Complete the offer card's requirements
Follow every requirement and deadline shown on Gemsloot's Current offer card. The offer card's terms control.

Gemsloot credits the reward once it confirms the offer is complete, and its terms let it hold credits for up to 90 days after completion. Rewards redeem for gift cards or other prizes Gemsloot offers. Check its current redemption options before you start.

Account Details

Monthly feeNo monthly fee

Min. hold period60 days

No minimum hold period. Keep open for 60 days to avoid issues. A Current account is useful for sending deposit to other accounts to trigger direct deposit requirements.

Credit inquiryNo credit pull

ChexSystemsThe bank does not publish whether it screens banking history. Ask before you apply.

AvailabilityNationwide

Eligibility

Minimum age18+

Existing customersNot eligible

Must be a new Current member.

Tips & Gotchas

→The link above opens Gemsloot's Current offer. Create your Gemsloot account when prompted.
→Follow the offer card exactly. Gemsloot credits the reward only after it confirms completion.
→Keep a copy of the offer card and its requirements before you begin.

Direct Deposit Data Points 41

41 community reports across 25 transfer sources, showing what triggers a qualifying direct deposit at Current.

Showing 39 of 41 reports

View all Current direct deposit data points →

How long until the bonus posts? The most recent community reports average about 15 days. See 17 reports on Current Checking payout timelines →

Can You Earn This Bonus Again?

Can rechurnNo

Fine Print

Gemsloot terms apply. The Current account must be new. Rewards credit only after Gemsloot confirms completion, have no cash value, and redeem for gift cards or other prizes Gemsloot offers. The offer card's terms control.

Taxable income

What is a hold period?

The minimum time you must keep your balance in an account before the bonus is paid out.

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Also see: this month's best bank bonuses and community DD data points.

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