Community State Bank Edge Checking $400 Bonus

1. 1

   Open an Edge Checking account

   Open a new Edge Checking account by September 30, 2026 with a $100 minimum opening deposit. You have to be new to Community State Bank consumer checking.

2. 2

   15 debit card purchases in one cycle

   Have at least 15 Visa debit card transactions post and settle within a single statement cycle inside the first 90 days. PIN, signature, contactless, and mobile wallet purchases all count. ATM transactions do not.

3. 3

   One direct deposit in that same cycle

   Receive at least one ACH direct deposit that posts and settles in the same statement cycle as the 15 debit purchases. There is no minimum dollar amount.

4. 4

   Enroll in e-statements

   Be enrolled in e-statements with a valid email address and receiving your monthly statement electronically. Accounts that do not enroll within 90 days of opening are charged a $3.95 monthly statement fee.

The bonus is paid within 30 calendar days after the end of the 90-day qualifying period.

Account Details

Eligibility

Tips & Gotchas

• →All three activities have to land in the same statement cycle, and you only have to do it once inside the 90 days.
• →The direct deposit has no dollar threshold and there is no balance requirement at all. Fifteen debit purchases in one cycle is the only real work, about four a week.
• →This is Community State Bank of Ankeny, Iowa. A dozen other US banks share that name, so make sure you are on bankcsb.com.
• →You are not eligible if you have held any Community State Bank consumer checking account in the past 12 months, even a different product.
• →Closing the account within 90 days costs $30 regardless of whether you earned the bonus.
• →Edge Checking also pays 4.00% APY on balances up to $25,000 in every cycle you meet the same three requirements, so the account keeps earning after the bonus.
• →Iowa residents only. The bank’s application states that new customers must be Iowa residents.

Can You Earn This Bonus Again?

Fine Print

Open a new Edge Checking account as a new Community State Bank consumer checking client with a $100 minimum opening deposit. Meet the Edge Checking premium interest requirements in full during at least one statement cycle within the first 90 calendar days: a minimum of 15 Visa debit card transactions posted and settled (ATM transactions excluded), at least one direct deposit ACH posted and settled, and enrollment in electronic statements with a valid email address. The account must remain open at least 90 calendar days and have a positive balance at the end of the qualifying period. Bonus offer is only available to residents of Iowa. Not available to anyone who currently holds or has held any type of Community State Bank consumer checking account within the past 12 months. One checking cash bonus per tax identification number, paid to the primary owner. Cannot be combined with other offers. The bonus is paid within 30 calendar days after the end of the 90-day qualifying period. An early closing fee of $30 applies if the account is closed within 90 calendar days of opening, regardless of bonus qualification.

Taxable income · Reported on 1099-INT

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