City & County Credit Union
City & County Credit Union Checking (iSelect, Advantage, or AdvantagePlus) $100 Bonus
City & County Credit Union pays up to $100 on a new checking account opened online with promo code BONUS: $50 for $500+ in direct deposits within 60 days and $50 for 6 debit card transactions. Each half pays on its own. Limited time, no end date posted. Twin Cities area (MN) plus Pierce and St. Croix counties (WI).
- Bonus amount
- $100
- Expires
- Not listed
- Time to complete
- ~60 days
- Bonus deposited in
- ~60 days
- Difficulty
- Easy
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Requirements
Last verified: Oct 5, 2026
Open checking with code BONUS
Open a new City & County checking account online and use promo code BONUS. No owner can have had a CCCU checking account in the last 12 months. One offer per household.
$500+ in direct deposits in 60 days ($50)
Receive one or more new ACH direct deposits totaling $500 or more within 60 calendar days of opening to earn $50. Digital wallet transfers and self-employment or gig-economy income do not count.
6 debit card transactions ($50)
Make 6 total debit card transactions to earn the other $50. ATM withdrawals and digital wallet transactions do not count.
City & County deposits each $50 cash back into the checking account within 60 days of the qualifying event.
Account Details
- iSelect Checking has no minimum balance requirement and requires eStatements. Advantage Checking must keep a $2,500 minimum to stay fee-free; AdvantagePlus must keep $10,000.
Eligibility
Not eligible if any owner has, or had in the last 12 months, a checking account at City & County Credit Union.
- Membership: you or an immediate family member live, work, worship, or learn in Anoka, Carver, Chisago, Dakota, Hennepin, McLeod, Meeker, Ramsey, Scott, Sherburne, Sibley, Washington, or Wright County (MN) or Pierce or St. Croix County (WI); or you work for the City of Saint Paul, Ramsey County, or General Mills; or you live with a current member.
- Limited to one offer per household.
Tips & Gotchas
- →The two $50 halves pay separately, so you can earn $50 with just the 6 debit card transactions if you cannot move a direct deposit.
- →Gig-economy and self-employment deposits do not count toward the direct deposit half.
- →Pick iSelect Checking to avoid the $2,500 or $10,000 balance minimums on the Advantage accounts. iSelect requires eStatements.
Can You Earn This Bonus Again?
Fine Print
Up to $100 Cash Back: Earn $50 for one or more new ACH direct deposit(s) greater than or equal to $500 in the 60 calendar days from account opening (excludes digital wallet and income earned through self-employment or working an IRS-classified "Gig Economy" job). Earn $50 for making 6 total debit card transactions (excludes ATM usage and digital wallet transactions). Cash Back deposited to qualifying checking within 60 days of qualifying events. Offer valid only on new checking accounts (account owners/co-owners do not currently have, nor have had, a checking account at CCCU in the last 12 months). Accounts must be in good standing at time of qualification. Limited to one offer per household. Cash Back is considered a bonus and is reportable to IRS.
Taxable income
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What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
Also see: this month's best bank bonuses and community DD data points.
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money