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Cedar Rapids Bank & Trust
Cedar Rapids Bank & Trust Community Checking $425 Bonus
Cedar Rapids Bank & Trust pays you $425 when you open a checking account by September 30, 2026, make 15 debit card purchases, and receive $500 in direct deposits within 90 days. Iowa residents only. You can choose a Yeti cooler, Solo Stove, or Ninja Slushi instead of the cash.
- Bonus amount
- $425
- Expires
- Sep 30, 2026
- Time to complete
- ~90 days
- Bonus deposited in
- ~120 days
- Difficulty
- Easy
Requirements
Last verified: Jul 16, 2026
Open account
Open a new Cedar Rapids Bank & Trust consumer checking account with a $25 minimum opening deposit by September 30, 2026. Accounts opened online default to the $425 cash credit.
15 debit purchases
Have at least 15 qualifying Visa debit card purchases post to your account within 90 days of opening. Point-of-sale purchases only. ATM transactions do not qualify.
Direct deposit $500
Have an aggregate of at least $500 in qualifying direct deposits post to your account within 90 days of opening. Person-to-person transfers may not qualify.
The bonus is paid within 30 days after the end of the 90-day qualifying period, if requirements are met.
Tips & Gotchas
- →Open the account online and it defaults to the $425 cash credit. In a branch you can choose a Yeti cooler, Solo Stove, or Ninja Slushi instead.
- →You need 15 point-of-sale Visa debit purchases plus $500 in direct deposits, both within 90 days. ATM transactions and person-to-person transfers may not count.
- →The bonus is only available to Iowa residents.
- →The bonus is paid within 30 days after the 90-day qualifying period ends. An early closing fee may apply if you close the account soon after opening.
Account Details
An early closing fee may apply if you close the account soon after opening.
Eligibility
New checking customers only. Customers who already received this bonus are not eligible.
- Bonus offer is only available to residents of Iowa.
- If under age 18, a parent or legal guardian is required as a joint owner.
Can You Earn This Bonus Again?
Fine Print
Consumer Checking Account Bonus Offer available only to Iowa residents who open a new consumer checking account by September 30, 2026 and, within 90 calendar days of opening, have at least 15 qualifying Visa debit card point-of-sale purchases post and an aggregate of at least $500 in qualifying direct deposits post. ATM transactions and person-to-person transfers may not qualify. Accounts opened online default to the $425 credit; in-branch openers may choose a Yeti Cooler, Solo Stove, or Ninja Slushi maker instead. Bonus paid within 30 days after the end of the 90-day qualifying period. Existing bonus recipients are not eligible. Early closing fee may apply.
Taxable income · Reported on 1099-INT
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We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. Learn more