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Community Credit Union of Florida

Community Credit Union of Florida Free Checking Plus $250 Bonus

Community Credit Union of Florida pays you $250 to open a Free Checking Plus account with promo code MK-CHECKING and keep $500 or more in monthly direct deposits for three consecutive months. No debit-card spending required. Available in Brevard, Indian River, Orange, Osceola, Polk, and Volusia counties, FL. Soft credit pull, $5 one-time membership fee.

Bonus amount
$250
Expires
Sep 25, 2026
Time to complete
~180 days
Bonus deposited in
~5 days
Difficulty
Easy
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Requirements

Last verified: Jul 23, 2026

  1. Open Free Checking Plus

    Open a Free Checking Plus account with promo code MK-CHECKING. $5 one-time share savings membership fee required.

  2. $500+/month direct deposit, 3 months

    Establish a direct deposit of $500 or more within 90 days of account opening, then continue $500+ monthly direct deposits for three consecutive months. Paycheck, pension, or government benefits only -- transfers and P2P payments do not count.

Bonus posts by the 5th of the month following the 90 days after the sustained direct-deposit requirement is met.

Account Details

Monthly feeNo monthly fee
Opening deposit$5
Min. hold periodNo minimum
Early closing fee$0
Credit inquirySoft pull only
ChexSystemsYes. May deny applicants with negative banking history.
AvailabilitySelect states (FL)

Eligibility

Minimum age18+
Existing customersNot eligible

Not available to existing CCU Florida checking customers, joint owners on an existing checking account, or anyone who closed a checking account within the past 24 months.

Other restrictions
  • Membership limited to Brevard, Indian River, Orange, Osceola, Polk & Volusia counties, FL.
  • $5 one-time share savings membership fee required at opening.

Tips & Gotchas

  • →Membership limited to Brevard, Indian River, Orange, Osceola, Polk, and Volusia counties, FL.
  • →Acceptable deposits are paycheck, pension, or government benefits -- transfers and P2P payments do not count toward the requirement.
  • →Not available to existing checking customers, joint owners on an existing account, or anyone who closed a checking account in the past 24 months.

Can You Earn This Bonus Again?

Can rechurnNo
NotesNew checking customers only; not available to anyone who closed a CCU Florida checking account within the past 24 months.

Fine Print

New checking customers only. $5 one-time share savings membership fee required at opening. Membership limited to Brevard, Indian River, Orange, Osceola, Polk, and Volusia counties, FL.

Taxable income · Reported on 1099-INT

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We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money