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Capital One

Capital One 360 Checking (Debit Bonus) $250 Bonus

Bonus amount

$250

Time to complete

~75 days

Bonus deposited in

~135 days

Difficulty

Medium

Requirements

Last verified: Mar 21, 2026

Open an account

Open your new account using the offer link before the offer expires.

Debit card purchases

Use promo code DEBIT250 and complete 20 debit card transactions of $10+ each within 75 days.

Per promo terms.

Tips & Gotchas

  • This competes with credit-card rewards; use only if it fits your strategy.

Account Details

Monthly feeNo monthly fee
Credit inquiryNo credit pull
ChexSystemsNot sensitive
AvailabilityNationwide

Eligibility

Minimum age18+
Existing customersNot eligible

Offer terms restrict eligibility if you’ve had certain Capital One checking accounts since 1/1/2022.

Rechurnable?

Can rechurnYes
Cooldown0 days

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← Back to BonusesOpen Account at Capital OneWe may earn a commission if you open an account through this link. This doesn't affect our recommendations. Learn more