Campus Federal Credit Union
Campus Federal Credit Union Lagniappe Lite Checking $225 Bonus
Campus Federal Credit Union pays $225 as a Mastercard Reward Card (not cash) for a new Lagniappe Lite Checking account with two direct deposits of $500 or more within 90 days, kept open for 120 days. Membership requires living, working, or worshiping in Baton Rouge, New Orleans, or Shreveport, Louisiana.
- Bonus amount
- $225
- Time to complete
- ~90 days
- Bonus deposited in
- ~162 days
- Difficulty
- Easy
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money
Requirements
Last verified: Aug 20, 2026
Become a member and open the account
Register for the offer with code CFCU4YOU at referlive.com/campusfederaloffers, become a new Campus Federal member (live, work, or worship in Baton Rouge, New Orleans, or Shreveport, LA), and open a new Lagniappe Lite Checking account within 30 days of becoming a member.
Two direct deposits of $500+
Complete two qualifying direct deposits of $500 or more each within 90 days of account opening. Wire transfers, ACH credits, and funds transfers initiated using Campus Federal's own website or app do not count.
Keep the account open 120 days
Keep the Lagniappe Lite Checking account open and in good standing for 120 days from account opening.
IMPORTANT: this bonus pays as a $225 Mastercard Reward Card, not a cash deposit to your account. Allow 4-6 weeks after completing all requirements for the physical card to arrive by mail. The card cannot receive a direct deposit and is not a bank account; it carries its own card-specific terms and conditions (including any fees or expiration) that ship with the card itself, which Campus Federal does not publish online in advance.
Account Details
- Average relationship balance (combined average monthly loan and deposit balances under the same membership) of $2,500 or more waives the $10 monthly maintenance fee.
The Lagniappe Lite Checking account must remain open for 120 days to receive the bonus. If membership goes into default, is closed, or is suspended before the reward is issued, the bonus is forfeited.
Eligibility
New Campus Federal members only.
- Field of membership: you must live, work, or worship in Baton Rouge, New Orleans, or Shreveport, Louisiana to join Campus Federal Credit Union.
- Employees of Campus Federal Credit Union, their immediate families (spouses, parents, children, siblings, and each of their respective spouses), and members of the household of such individuals are not eligible.
Tips & Gotchas
- →You get a Mastercard Reward Card, not cash. Campus Federal mails a $225 Mastercard Reward Card 4-6 weeks after you finish the requirements. It is not deposited into your checking or savings account, and you cannot set up a direct deposit onto it.
- →The reward card carries its own separate terms and conditions (including any fees or an expiration date) that ship with the physical card. Campus Federal does not publish those terms online ahead of time.
- →Membership is regional: you must live, work, or worship in Baton Rouge, New Orleans, or Shreveport, Louisiana to join.
- →Both direct deposits must be real recurring income (payroll, pension, government benefits, or similar) from an employer or outside entity. Deposits you push yourself through Campus Federal's own website or app do not qualify.
- →The account has a $10 monthly maintenance fee, waived if your combined average relationship balance is $2,500 or more. That fee is separate from earning the bonus.
- →Reward cards may be reported as income to the IRS.
Can You Earn This Bonus Again?
Fine Print
To earn a $225 Mastercard Reward Card, register for the offer using code CFCU4YOU at referlive.com/campusfederaloffers, open a new Lagniappe Lite Checking account within 30 days of becoming a member, complete two direct deposits of $500 or more each within 90 days of account opening, and keep the account open and in good standing for 120 days. If your membership is in default, closed, or suspended, or otherwise not in good standing before you receive the bonus, you will not receive it. Offer valid to new members only; employees of Campus Federal Credit Union, their immediate families, and members of their household are not eligible. A qualifying direct deposit is a regular periodic payment (salary, pension, government payments, or other monthly income) posted as an ACH or real-time payment network credit from an employer or an outside entity not affiliated with Campus Federal; wire transfers, ACH credits, and funds transfers initiated through Campus Federal's own website or mobile app do not qualify. Allow 4-6 weeks after completing all requirements for delivery of the Mastercard Reward Card. The Mastercard Reward Cards are subject to separate terms and conditions delivered with the card. Reward cards may be reported as income to the IRS. This offer can be changed at any time without notice. Federally insured by NCUA.
Taxable income · Reported on 1099-MISC
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a fee waiver?
A condition you can meet to have the monthly maintenance fee on an account waived.
Also see: this month's best bank bonuses and community DD data points.
We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money