California Credit Union
California Credit Union eChecking $250 Bonus
California Credit Union pays you $250 when you open a new free eChecking account, enroll in Digital Banking and eStatements, and set up recurring direct deposit for three months within 120 days. No monthly service fee. Membership is open to eligible California residents.
- Bonus amount
- $250
- Expires
- Not listed
- Time to complete
- ~120 days
- Bonus deposited in
- ~150 days
- Difficulty
- Easy
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Requirements
Last verified: Oct 3, 2026
Open account
Apply as a new member and open a free California Credit Union eChecking account with at least $25. Settled 2026-08-25: the promo page step text reads as "$251" only because a footnote marker (<sup>1</sup>) sits directly against "$25" with no space; the footnote itself confirms "Minimum $25 required to open account."
Set up recurring direct deposit
Set up a recurring direct deposit of at least $400 per month within 120 days of opening, then receive three consecutive months of those recurring direct deposits.
Enroll in Digital Banking and eStatements
Enroll in Digital Banking and eStatements within 120 days of opening.
The $250 bonus is credited the first week of the month following the month you qualify.
Account Details
- No monthly service fee. A $2 paper statement fee is waived with eStatements, with $400 or more in monthly direct deposits, or for members under 18 or 65 and older.
Keep the account open and in good standing. The bonus is forfeited if the account is not open for at least 6 months.
Eligibility
New members only.
- California Credit Union (also branded North Island Credit Union) has a community-based membership; confirm your eligibility during the application.
- Enroll in Digital Banking and eStatements and set up direct deposit within 120 days.
Tips & Gotchas
- →No promo code and no debit card spend are required, just recurring direct deposit for three months.
- →The bonus posts the first week of the month after you finish qualifying, so plan around that timing.
- →Keep the account open at least 6 months or the bonus is forfeited.
Direct Deposit Data Points 2
2 community reports across 2 transfer sources, showing what triggers a qualifying direct deposit at California Credit Union.
View all California Credit Union direct deposit data points →
How long until the bonus posts? The most recent community reports average about 77 days. See 2 reports on California Credit Union Checking payout timelines →
Can You Earn This Bonus Again?
Fine Print
Open a new free eChecking account as a new member, enroll in Digital Banking and eStatements, and set up direct deposit with three months of recurring direct deposits within 120 days to earn $250. The bonus is credited the first week of the following month after qualification. Must keep the account open at least 6 months. Verified on ccu.com/echecking-offer on 2026-07-17.
Taxable income · Reported on 1099-INT
Related Articles
What is a direct deposit?
An electronic payment sent directly into your bank account, usually from an employer or government.
Does Zelle Count as Direct Deposit for Bank Bonuses?
Usually no. At most banks a Zelle payment arrives coded as peer-to-peer and will not trigger the bonus. Citi is the clear exception. Its Enhanced Direct Deposit terms name Zelle as a qualifying deposit, and every Zelle report we have from Citi got paid.
What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
Also see: this month's best bank bonuses and community DD data points.
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