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Bravera Bank

Bravera Bank Free Checking $200 Bonus

Bravera Bank (Dickinson, ND) pays you $200 for opening a new personal checking account and using the direct deposit feature. Available to residents of ND, MN, and MT. Promo code EARN400 at signup.

Bonus amount
$200
Expires
Dec 31, 2026
Time to complete
~30 days
Bonus deposited in
~45 days
Difficulty
Easy
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Requirements

Last verified: Oct 7, 2026

  1. Open a new personal checking account

    Open a new Bravera Bank personal checking account online at opennow.bravera.bank with promo code EARN400 (or present the EARN400 coupon in-branch). Must be a first-time Bravera Bank personal checking customer.

  2. Use the direct deposit feature

    Use the direct deposit feature on the new account. The bank's page does not state an explicit minimum dollar amount or count.

$200 will be paid within 45 days after the first direct deposit into the new account is made.

Account Details

Monthly feeNo monthly fee
APY0% (as of Oct 7, 2026)
Min. hold periodNo minimum
Credit inquiryThe bank does not publish this. Ask before you apply.
ChexSystemsThe bank does not publish whether it screens banking history. Ask before you apply.
AvailabilitySelect states (ND, MN, MT)

Eligibility

Minimum age18+
Existing customersNot eligible

Must be a first-time Bravera Bank personal checking customer.

Other restrictions
  • Bravera Bank markets itself to North Dakota, Minnesota, and Montana (HQ Dickinson, ND; FDIC cert 22559).

Tips & Gotchas

  • →The bank's page headlines "Earn up to $400" but that bundles this $200 open+DD leg with a separate $200 referral-only leg requiring an existing Bravera customer to refer you. Only the $200 open-account bonus is available via a plain application link.
  • →Applies to all Bravera personal checking accounts, including no-fee Free Checking.
  • →No explicit minimum direct-deposit dollar amount is stated on the bank's page, only that you must "use the direct deposit feature."

Can You Earn This Bonus Again?

Can rechurnNo

Fine Print

Must be a first-time Bravera Bank personal checking customer and present the EARN400 coupon at account opening. $200 paid within 45 days after the first direct deposit posts. Applies to all Bravera personal checking accounts. Offer available through December 31, 2026.

Taxable income · Reported on 1099-INT

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What is APY (Annual Percentage Yield)?

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Also see: this month's best bank bonuses and community DD data points.

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We may earn a commission if you open an account through the link above. This doesn't affect our recommendations. See how we make money