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Blaze Credit Union

Blaze Credit Union Free Checking $250 Bonus

Blaze Credit Union pays you $250 immediately when you open a Free Checking account with a $100 minimum deposit. Keep the bonus by setting up an automatic payment or direct deposit and making six debit card transactions within 60 days. No monthly fee and no direct deposit dollar amount required. Minnesota only.

Bonus amount
$250
Time to complete
~60 days
Bonus deposited in
~0 days
Difficulty
Easy

Requirements

Last verified: Jul 9, 2026

  1. Open account

    Join Blaze Credit Union and open a Free Checking account with a $100 minimum deposit, in a branch or online. The $250 lands in the account right away.

  2. Set up an automatic payment or direct deposit

    Set up either an automatic payment or a direct deposit on the account within 60 calendar days of opening. No dollar minimum is stated.

  3. 6 debit card transactions

    Make a total of six Blaze debit card transactions within 60 calendar days of account opening. ATM transactions do not count.

  4. Keep the account open six months

    The account must remain open for six months. If the requirements are not met, Blaze reserves the right to reclaim the $250.

The $250 is deposited to the checking account at account opening. Blaze reclaims it if you do not complete the requirements within 60 days.

Tips & Gotchas

  • The $250 is deposited the day the account opens, but Blaze reclaims it if you do not finish the requirements within 60 days.
  • Either an automatic payment or a direct deposit works. There is no stated dollar minimum, so this is one of the easier no-direct-deposit paths.
  • The six debit transactions must be purchases. ATM transactions do not count.
  • Not eligible if you had a Blaze Credit Union checking account in the last 12 months.
  • Credit pull reports are mixed. Expect a possible hard pull when joining.
  • Keep the account open at least six months or the bonus can be reclaimed.

Account Details

Monthly feeNo monthly fee
Min. hold period180 days

The account must remain open for six months. Blaze reserves the right to reclaim the $250 if the requirements are not met.

ChexSystemsYes. May deny applicants with negative banking history.
AvailabilitySelect states (MN)

Eligibility

Minimum age18+
Existing customersNot eligible

Valid only for people with no prior checking relationship with Blaze Credit Union in the last 12 months.

Other restrictions
  • Blaze Credit Union membership is required. Blaze serves Minnesota.
  • Blaze Free, Rox, Saints, Wild, and Pathfinder Checking accounts qualify for the offer.

Can You Earn This Bonus Again?

Can rechurnYes
Cooldown365 days
NotesThe offer excludes anyone with a Blaze Credit Union checking relationship in the last 12 months. Blaze was formed from the SPIRE and Hiway credit union merger, and earlier versions of this offer also excluded prior SPIRE and Hiway checking customers.

Fine Print

Offer valid to persons with no prior checking relationship in the last 12 months with Blaze Credit Union. $100 minimum deposit required to open a Blaze Free Checking or Pathfinder Checking account. To qualify for the $250 offer, the account holder must set up an Automatic Payment or Direct Deposit and make a total of 6 Blaze debit card transactions (not including ATM transactions) within 60 calendar days from the date the account was opened. Account must remain open for six months. $250 will be deposited to the checking account upon account opening. If all requirements of the offer are not met, Blaze reserves the right to reclaim the $250. Account holder responsible for any applicable taxes. Subject to termination at any time.

Taxable income · Reported on 1099-INT

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