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Bank of New Hampshire

Bank of New Hampshire Slate Checking $75 Bonus

Bank of New Hampshire pays you $75 for a new Slate Checking account. Within 90 days, make $1,500 in debit card purchases, enroll in and use Bill Pay, receive a direct deposit, and make one mobile check deposit. $6/mo fee, waived by clearing any one of 10+ debit transactions, a direct deposit, an ACH payment, a BNH loan payment, or a $5,000 balance. New England residents only (ME/VT/NH/MA/CT/RI) for online opening.

Bonus amount
$75
Time to complete
~90 days
Bonus deposited in
~100 days
Difficulty
Medium
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Requirements

Last verified: Aug 23, 2026

  1. Open a Slate Checking account

    Open a new Bank of New Hampshire Slate Checking account online (ME/VT/NH/MA/CT/RI residents only) or in a NH branch, with a $50 minimum opening deposit.

  2. Make $1,500 in debit card purchases

    Make at least $1,500 total in debit card purchases (excluding ATM transactions) within 90 days of account opening.

  3. Enroll in and use Bill Pay

    Enroll in and use the Bill Pay feature within 90 days of account opening.

  4. Receive a direct deposit

    Receive a direct deposit from payroll, Social Security, pension, or government benefits within 90 days of account opening. Person-to-person transfers and self-transfers do not qualify.

  5. Make a BeMobile check deposit

    Make at least one BeMobile (mobile check) deposit within 90 days of account opening.

The $75 bonus pays in the account cycle following the 90-day mark from account opening, roughly month 4.

Account Details

Monthly fee$6/month
Fee waiver
  • Any ONE of the following in a statement cycle: 10+ debit card transactions (excludes ATM, must post and clear), direct deposit, an ACH bill payment, a BNH loan payment, a $5,000+ average daily balance, or a mobile check deposit.
Opening deposit$50
Min. hold periodNo minimum

No stated minimum hold period beyond keeping a positive daily balance in the account until the bonus posts, which happens in the statement cycle following the 90-day mark.

Credit inquiryThe bank does not publish this. Ask before you apply.
ChexSystemsThe bank does not publish whether it screens banking history. Ask before you apply.
AvailabilitySelect states (ME, VT, NH, MA, CT, RI)

Eligibility

Minimum age+
Existing customersNot eligible

Framed as a new-account bonus program; product-conversion accounts (existing account number carried over) are explicitly excluded from the bonus.

Other restrictions
  • Online account opening is restricted to residents of ME, VT, NH, MA, CT, and RI per bnh.bank's own account-opening page.
  • BNH's branch network is concentrated in New Hampshire, so in-branch opening is not a realistic path for residents of the other five eligible states.
  • Slate Checking is the lightest of three BNH checking tiers (Slate $75, Granite $100, Prestige $150) under the same '90-Day Countdown to Cash' program. Slate is non-interest-bearing, unlike Granite and Prestige.

Tips & Gotchas

  • →This is a four-legged bonus, not a simple direct-deposit-and-done offer: you need the debit spend, Bill Pay enrollment, a direct deposit, and a mobile check deposit, all within 90 days.
  • →Keep a positive daily balance in the account until the bonus posts, or you lose eligibility.
  • →Accounts opened via a product conversion (same account number carried over from another BNH account) do not qualify.
  • →Bank of New Hampshire also offers Granite Checking ($100) and Prestige Checking ($150, needs $25,000 in combined balances to waive its fee) under the same evergreen program. Slate has the lightest debit-spend requirement but the lowest payout.
  • →Online account opening is limited to ME, VT, NH, MA, CT, and RI residents. BNH's branches are all in New Hampshire.

Can You Earn This Bonus Again?

Can rechurnNo
NotesNo stated rechurn cooldown. Accounts opened via a product conversion (same account number carried over from another BNH account) do not qualify for the bonus.

Fine Print

Account bonus of $75 will be paid in the account cycle following the 90 days from account opening, only if the bonus requirements are met. Debit card spend excludes ATM transactions. Direct deposit must be from payroll, Social Security, pension, or government benefits to qualify. You must maintain a positive daily balance in the checking account until the bonus is deposited to your account to be eligible. Offer is exclusive and not transferable. Minimum deposit to open the account is $50. Accounts that are part of product conversions do not qualify for the bonus, as the account number remains the same following the conversion. Cash rewards are reported to the IRS on Form 1099-MISC.

Taxable income · Reported on 1099-MISC

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