Arizona Financial Credit Union
Arizona Financial Credit Union Free Checking $100 – $200 Bonus
Arizona Financial Credit Union pays you $100, $150, or $200 when you open a Free Checking account with promo code FREE2026 and meet the tier requirements within 60 days of opening. The $100 tier needs just 15 debit card purchases and no direct deposit. Higher tiers add a recurring direct deposit and a small day-60 balance. No monthly fee, $20 to open.
- Bonus range
- $100 – $200
- Time to complete
- ~60 days
- Bonus deposited in
- ~75 days
- Difficulty
- Easy
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Requirements
Last verified: Jul 20, 2026
$100 Tier
Open account
Open a Free Checking (Consumer Checking) account with promo code FREE2026.
Make debit card purchases
Complete 15 debit card transactions within 60 days of account opening. No direct deposit required for this tier.
$150 Tier
Open account
Open a Free Checking (Consumer Checking) account with promo code FREE2026.
Set up recurring direct deposit
Within 60 days, establish recurring direct deposit(s) totaling $500 or more per month, OR recurring direct deposit(s) totaling $250 or more per month plus 15 debit card transactions.
Keep a day-60 balance
Have an account balance of $250 or more on the 60th day after the account is opened.
$200 Tier
Open account
Open a Free Checking (Consumer Checking) account with promo code FREE2026.
Set up recurring direct deposit
Within 60 days, establish recurring direct deposit(s) with a combined total of $1,000 or more per month.
Keep a day-60 balance
Have an account balance of $500 or more on the 60th day after the account is opened.
The bonus is deposited approximately 75 days after account opening once all requirements are met.
Account Details
The bonus is deducted at closing if you close the checking account within 6 months of opening.
Eligibility
Brand new members only, with no existing primary account relationship at Arizona Financial. Former members may qualify as a new member if all previous accounts were closed 12 or more months before opening. Current joint owners may qualify by opening a new account as the primary owner.
- Must meet Arizona Financial membership eligibility (an Arizona-based field of membership) and present promo code FREE2026 at account opening. Business, indirect borrower, fiduciary, and voting accounts do not qualify. Limit one new-member bonus per person.
Tips & Gotchas
- →Use promo code FREE2026 when you open the account.
- →This tier needs only 15 debit card purchases within 60 days. No direct deposit is required.
- →The bonus is deducted at closing if you close the account within 6 months of opening.
Direct Deposit Data Points 2
2 community reports across 2 transfer sources, showing what triggers a qualifying direct deposit at Arizona Financial Credit Union.
View all Arizona Financial Credit Union direct deposit data points →
Can You Earn This Bonus Again?
Fine Print
Open a Free Checking (Consumer Checking) account with promo code FREE2026 and complete 15 debit card transactions within 60 days of account opening to earn $100. Must be 18 or older and a brand new member with no existing primary account relationship at Arizona Financial. Limit one new-member bonus per person. The bonus is deposited approximately 75 days after account opening and is deducted at closing if the account is closed within 6 months. Verified on arizonafinancial.org/free on 2026-07-20.
Taxable income · Reported on 1099-MISC
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What is a hold period?
The minimum time you must keep your balance in an account before the bonus is paid out.
Also see: this month's best bank bonuses and community DD data points.
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